The Disability Application Process
Whether you apply online, by phone, or in person, the disability benefits application process follows these general steps:
- You gather the information and documents you need to apply. We recommend you print and review the . It will help you gather the information you need to complete the application.
- You complete and submit your application.
- We review your application to make sure you meet some for disability benefits.
- We check whether you worked enough years to qualify.
- We evaluate any current work activities.
- We process your application and forward your case to the Disability Determination Services office in your state.
- This State agency makes the disability determination decision.
To learn more about who decides if you are disabled, read our publication .
Once You’ve Applied
Once we receive your application, well review it and contact you if we have questions. We might request additional documents from you before we can proceed
Look For Our Response
Youll receive a letter in the mail with our decision. If you included information about other family members when you applied, well let you know if they may be able to receive benefits on your record.
Check The Status
You can check the status of your application online using your personal mySocial Security account. If you are unable to check your status online, you can call us 1-800-772-1213 from 8:00 a.m. to 7:00 p.m., Monday through Friday.
Appeal A Decision
Is Your Condition Severe
Your condition must significantly limit your ability to do basic work-related activities, such as lifting, standing, walking, sitting, or remembering for at least 12 months. If it does not, we will find that you are not disabled.
If your condition does interfere with basic work-related activities, we go to Step 3.
Is Your Condition Found In The List Of Disabling Conditions
For each of the major body systems, we maintain a list of medical conditions that we consider severe enough that it prevents a person from doing substantial gainful activity. If your condition is not on the list, we have to decide if it is as severe as a medical condition that is on the list. If it is, we will find that you are disabled. If it is not, we then go to Step 4.
We have two initiatives designed to expedite our processing of new disability claims:
- Compassionate Allowances: Certain cases that usually qualify for disability can be allowed as soon as the diagnosis is confirmed. Examples include acute leukemia, Lou Gehrigs disease , and pancreatic cancer.
- Quick Disability Determinations: We use sophisticated computer screening to identify cases with a high probability of allowance.
For more information about our disability claims process, visit our Benefits For People With Disabilities website.
Recommended Reading: Military Retired Pay Calculator 2015
How Do I Sign Up For Medicare In Rochester
When people hear the feared words, “You have cancer,” lots of ideas frequently overwhelm them. They think about their health, family, and mortality. They consider treatment choices, oncologists, and …
Social Security impairment insurance is protection that workers make Social Security Special needs Insurance Coverage is a social insurance coverage program under which employees make coverage for benefits, by working and paying Social Security taxes on their earnings. The program offers advantages to disabled employees and to their dependents. For those who can no longer work due to a special needs, our disability program exists to replace some of their lost earnings.
How Do I File For Disability
You can file the Claim for Disability Insurance Benefits claim or even faster with . Register and create an account with us through Benefit Programs Online so that you can file and manage your disability claim with SDI Online.
Note: You can choose how you receive your benefits when you file, either by prepaid debit card or EDD check.
- Electronic Payment: If you chose this option, your benefit payments will be deposited to a debit card issued to you.
- Payment by Mail: If you chose this option, your benefit payments will be issued by EDD check. Allow 7 to 10 days for delivery by mail.
To learn more, review the step-by-step overview for the . Review the for detailed answers to commonly asked questions, including
Also Check: How Do I Apply For Disability In Missouri
California State Vs Federal Disability
The inability to work, either short or long-term, can create significant financial hardship for disabled workers and their families. Luckily, in the state of California, there are two different programs that can work as financial safety nets if your diagnosis makes it difficult to maintain employment.
The first is the Social Security Disability Insurance, or SSDI, program administered by the federal government. The second is the California State Disability Insurance, or SDI, program provided by the state for Eligible California workers.
But which one is right for your unique situation? Lets discuss the differences between the two programs and when to apply for each.
Am I Eligible For Disability Insurance Benefits
Disability Insurance provides short-term wage replacement benefits to eligible California workers.
You may be eligible for DI if you are unable to work and are losing wages because of your own non-work-related illness, injury, or pregnancy.
In order to be eligible for DI benefits, you must:
- Be unable to do your regular or customary work for at least eight days.
- Have lost wages because of your disability.
- Be employed or actively looking for work at the time your disability begins.
- Have earned at least $300 from which State Disability Insurance deductions were withheld during your base period. Learn more with Calculating Benefit Payment Amounts.
- Be under the care and treatment of a licensed physician/practitioner or accredited religious practitioner within the first eight days of your disability. The date your claim begins can be adjusted if it does not meet this requirement. You must remain under care and treatment to continue receiving benefits.
- Complete and submit your Claim for Disability Insurance Benefits no earlier than nine days after your first day of disability begins but no later than 49 days, or you may lose benefits.
- Have your physician/practitioner complete the medical certification portion of your disability claim.
- A nurse practitioner may certify to a disability within their scope of practice.
- A licensed midwife, nurse-midwife, or nurse practitioner may complete the medical certification for disabilities related to normal pregnancy or childbirth.
Recommended Reading: What Are The Non Medical Requirements For Disability
What Is The Golden State Grant
What is the Golden State Grant Program? California lawmakers have announced the Golden State Grant Program as part of a Golden State economic relief bill to help low-income Californians who may have been impacted by the COVID-19 pandemic. A one-time automatic grant of $600 payment will go to eligible CalWORKs families.
How Much Money Do You Get From Unemployment In California
The Unemployment Insurance benefit calculator will provide you with an estimate of your weekly UI benefit amount, which can range from $40 to $450 per week. Once you file your claim, the EDD will verify your eligibility and wage information to determine your weekly benefit amount .
Recommended Reading: How Much Have I Put Into Social Security
Read Also: Voya Accident Insurance Payout
How Can I Report Paid Sick Leave I Received To The Edd
If you have not yet applied, there is a section of the application where you can report the paid sick leave you received. If you have already applied and received SDI, you should contact the EDD at 1-800-480-3287 as soon as you receive any paid sick leave for any weeks that you also received SDI. You will need to fill out a form to report the paid sick leave and will probably need to pay back your SDI benefits for those weeks.
Social Security Disability Benefits
For Californians with injuries or illnesses that are expected to last over a year, Social Security disability insurance and Supplemental Security Income may be available. To qualify for SSDI, you must have worked a certain number of years and paid FICA or SECA taxes. To qualify for SSI, you must have low income and assets.
While you apply with the Social Security Administration for both of these programs, California’s Disability Determination Service Division , an agency under the California Department of Social Services, handles the initial determination on the claim. A disability claims examiner at DDSD gathers your medical records and decides whether you qualify for disability benefits. DDSD has 12 offices in California, including branches in Sacramento, Oakland, Los Angeles, Glendale, San Diego, and Stockton.
Read Also: Gaf Score 50
Apply As Early As Possible
The first thing to realize about applying for Social Security disability benefits is that it is often a lengthy process, Geist said.
Once an initial application is filed with the Social Security Administration, it can take three months to five months to get a decision. If that initial application is denied, it can take four months to six months for the application to be reconsidered on a first appeal, Geist said.
From there, if the application has to be reviewed at a hearing, it can take up to 12 months just to get scheduled before a judge, Geist said.
Apply as early as possible, because it is a long process, Geist said.
A 2020 Government Accountability Office report found that about 1.3% of applicants filed for bankruptcy while waiting on their appeals, and 1.2% died before receiving a final decision.
Many particularly those without legal representation end up wrongfully denied on multiple occasions before finally being approved with a lawyers help, said Rebecca Vallas, senior fellow that the Century Foundation. Untold numbers spend what savings they have to try to stay afloat while waiting for an appeal to be heard and countless more lose their homes in the process.
There are about 8.2 million disabled workers collecting benefits, according to the Social Security Administration. Their average monthly benefit is $1,277.
You May Like: Locating Someone By Social Security Number
Benefits For Disabled Widows Or Widowers
If something happens to a worker, benefits may be payable to their widow, widower, or surviving divorced spouse with a disability if the following conditions are met:
- The widow, widower, or surviving divorced spouse is between ages 50 and 60.
- The widow, widower, or surviving divorced spouse has a medical condition that meets the definition of disability for adults and the disability started before or within seven years of the worker’s death.
Widows, widowers, and surviving divorced spouses cannot apply online for survivors benefits. However, if they want to apply for these benefits, they should contact Social Security immediately at 1-800-772-1213 to request an appointment
To speed up the application process, complete an Adult Disability Report and have it available at the time of your appointment.
We use the same definition of disability for widows and widowers as we do for workers.
Recommended Reading: Sdi Benefits Chart
What Is The Process Of Applying For Disability Benefits In Southern California
To obtain disability benefits, you must submit an application with a local Social Security Administration field office by mail, online, or in person. The application must include the following personal information:
- Social Security Number
- Names and dosages of prescription medications
- Detailed work history
Additionally, the application contains questionnaires about your educational background and work experience, as well as the limitations your condition imposes on daily activities. Finally, your claim must include medical evidence demonstrating that you have a qualifying medical condition and your impairment is severe enough to prevent you from working.
It is critically important that your application be accurate and thorough. If there are mistakes or omissions, your claim will be denied. By working with our experienced disability lawyers, you will have peace of mind in knowing that your benefits claim will be properly handled.
Ssi Benefit Amounts In California
As SSI is a federal program, the federal government provides a monthly benefit to all who qualify. But the State of California adds a supplementary payment onto the monthly federal benefits. This extra payment affects not only the amount of SSI youll get but also your eligibility for SSI .
In 2020, the federal government provided the following monthly benefits to SSI disability recipients with no other income:
Federal Monthly SSI Benefit
Read Also: Medically Retired Military Pay Calculator
You May Like: How Much Will I Get On Disability In California
When To Apply For Disability Insurance In California
Custom Google Search. The California State Disability Insurance program provides short-term Disability Insurance and Paid Family Leave wage replacement benefits to eligible workers who need time off work. You may be eligible for DI if you are unable to work due to non-work-related illness or injury, pregnancy, or childbirth.
Who Pays For Disability In California
The State of California requires all employees to pay into its short-term disability insurance program through payroll deductions. When employees become unable to work due to disability, they can collect weekly benefits from the program until they are either ready to go back to work or the benefits expire.
Recommended Reading: 100 Disability For Ptsd
Do You Qualify For Disability Insurance
The State Disability Insurance program provides partial wage replacement to eligible workers who are unable to work because of a disability, illness or pregnancy. The program is state-mandated, and is funded through employee payroll deductions. Workers covered by SDI are covered by two programs: Disability Insurance and Paid Family Leave . The Employment Development Department administers both of these programs.
The following are the Employment Development Departments most frequently asked questions about Disability Insurance:
What do I do to apply?
To file a claim, you can call the EDD Disability Insurance customer service line to request a form, apply online, or walk into any local EDD office to get an application. You can process a claim online by visiting http://www.edd.ca.gov/disability/ di_how_to_file_a_claim.htm or you can call an SDI program representative at 1-800-480-3287 or 1-866-658-8846 . You need to mail your claim form within 49 days from the first day you were disabled. If your claim is late, you may lose benefits unless your explanation of the delay is accepted as reasonable.
How much money will I receive?
Can a doctor outside of the U.S. certify my disability claim?
Yes, a doctor from another country is able to sign your disability form so you can collect your benefits. The process will take a little longer because the out of country doctors license has to be cleared by the EDDs medical directors office.
Do I get paid for the waiting period week?
California’s Ssi State Supplement
Recipients of Supplemental Security Income in the state of California will receive a state supplemental benefit in addition to their monthly SSI benefit check. These additional benefits are given to compensate for the increase in the cost of living within the state of California over time. The amount of additional benefits a claimant may receive depends on their current living situation. The chart below shows the state supplemental benefit payment amounts for 2015.
Read Also: Compensation Va
How Do You File For Permanent Disability In California
To file for disability in California if the person is injured on the job they will need to get a disability claim form, or DWC-1 sheet from their employer and fill out the form once the form is filled out and submitted the person must see a doctor and the doctor will write down if permanent disability is needed. If the patient does not agree with the doctors opinion they can ask for a panel of three qualified medical examiners. They must pick one to see and then turn in that doctors results.
An agreed medical evaluator may be used if the claims administrator and the patients lawyer agree to have the doctor resolve the medical claim. The amount that the patient may get from their permanent disability is figured out by the following:
Depending on when the accident occurs may contribute to an increase or decrease of the amount determined.
Percentages are used to express the impairment level.
Depending on what the patient does for a living and how old they are can influence the amount that will be given.
Sexual dysfunction and sleep disorders will not accrue more money unless they were caused by the injury itself. The formula that will be calculated to determine how much disability benefits will be given is done by a judge or disability reviewer.
Calfresh Means More Money To Purchase Nutritious Food
You can receive an Electronic Benefit Transfer card with the CalFresh benefits loaded monthly to:
- Purchase healthy food at most grocery stores, neighborhood markets, and farmers markets. View map.
- Get up to $10 in free, fresh produce when you shop at farmers markets participating in .
- Buy hot and prepared food at restaurants participating in the Restaurant Meals Program.
- Rollover unused CalFresh benefits from month to month.
Also Check: Bulging Disc Va Disability Rating
California Social Security Disability
Each year the Social Security Administration receives millions of applications for Social Security Disability benefits. In California, the number of applications received has increased nearly three-hundred percent over the past three years. This has resulted in significant delays for many of the California Social Security Disability applicants who are in desperate need of disability benefits. While the initial application process for a California Social Security Disability claim only takes about three to four months to complete, the majority of applicants are denied at the initial stage of the application process. These applicants must then file for an appeal if they hope to receive the disability benefits they may be entitled to.
The hearing stage of the disability appeal process is the reason why it takes some California Social Security Disability applicants so long to receive disability benefits from the SSA. Depending on where in California you live, it can take anywhere from 327 days to 602 days to obtain your California Social Security Disability hearing. Then it takes another 45 to 90 days before you receive the decision from the administrative law judge who heard your disability case. This means that most California Social Security Disability applicants wait more than one to two years before they ever receive a single benefit payment from the SSA.