Aid And Attendance Program
The Aid and Attendance Program is offered by the VA.
Through this program, eligible veterans qualify for additional funds, on top of the benefits they currently receive.
These funds are meant to be spent on assisting the veteran in completing activities of daily living and can be used for assisted living facility costs.
There are some basic requirements needed in order to qualify for VA assisted living benefits.
To be eligible for the Aid and Attendance Program, you need to meet some of the following requirements:
Be a United States veteran
Need assistance from another person for everyday tasks
Have certain eyesight limitations
Be in a nursing home due to a physical or mental incapacity or disability
Please note that you do not need to meet all of these criteria in order to be eligible for this program. You do need to be a United States veteran, but you could need assistance on daily tasks and not be bedridden or be in a nursing home but not have eyesight limitations.
So, do VA benefits pay for assisted living?
Yes, there are some benefits that can be directed to cover assisted living costs even though there is not a specific assisted living VA assistance program.
Paying For Senior Living Communities
Whether you plan to age in place or prefer a housing option that caters to your interests, you can use VA benefits to pay for it. But, there are three requirements you must meet:
The VA also provides Aid and Attendance benefits, as well as Housebound allowance for qualified veterans and surviving spouses who need assistance. In addition to that, Veterans Pensions may also be used to pay for housing options like senior living communities. The money provides monthly payments to wartime veterans who have a specific disability or age requirement and have annual income within certain regulatory limits.
Resident Care Options For Veterans
Resident care programs for veterans mean shifting to a senior care community and getting assistance for it. The VA supports the following long-term care options for veterans.
Community Residential Care
Veterans without the need for nursing home care but cannot live alone due to physical or mental issues are eligible for the Community Residential Care program. A variety of venues, including Assisted Living Facilities , provide this type of care.
Medical foster home
Medical Foster Homes provide 24/7 care and monitoring services through primary caregivers in private residences. The caregivers can assist the Veteran with ADLs such as bathing and dressing. Veterans receive Home Based Primary Care while residing in a Medical Foster Home.
Assisted living benefits for veterans
Assisted living communities are places where veterans can reside in an apartment or a house room. There are many benefits available for veterans. The VA offers a series of advantages for all its veterans. Some of these may include an increase in pensions to pay for assisted living care. Veterans living in assisted living need some form of financial stability.
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Nursing Home Care From The Va
VA provides nursing home services to veterans through three national programs:
- VA owned and operated Community Living Centers
- State Veterans’ Homes, owned and operated by the states
- The community nursing home program.
Each program has different admission and eligibility criteria.
Nursing home care is available for veterans who need nursing home care for a service-connected disability, those who have a 70% or greater service-connected disability, or those with a rating of total disability based on individual unemployability.
VA provided nursing home care for all other veterans is on a case-by-case basis and based on the individual situation.
Aid & Attendance: Little
One of the most overlooked financial resources for veterans in assisted living facilities is the Aid and Attendance benefit. Offered through the Department of Veterans Affairs, Aid and Attendance is a monthly, needs-based payment above and beyond the VA pension that can help cover the costs of long-term care.
Aid and Attendance is for veterans who need the aid of another person to safely complete the activities of daily living. Examples can include the need for assistance in getting around, dressing and undressing, eating, grooming, using the toilet, and bathing. Without the ability to perform these tasks on their own, an individual cant live independently and therefore requires the aid of another individual. A veterans need for this benefit doesnt need to be the result of their military service.
If a veteran has been diagnosed with Alzheimers Disease or another form of dementia, Aid and Attendance is typically awarded. This is because the disease usually requires individuals to be in a protected environment to stay safe and well.
The funds received from Aid and Attendance benefits are not awarded specifically to cover the cost of living in an assisted living facility, but they can be used for that purpose.
Apply For The Va Pension
To apply for the VA pension, you will need to meet the military and income asset criteria outlined previously. Once you are confident you have fulfilled those requirements, you may want to start gathering the following information for your application:
- Your Social Security number or VA file number
- All of your financial information and that of your dependents if you have any
- Military history
- Medical information
- Honorable discharge
Your income will include Social Security benefits, retirement, investment income, work income, and any dependent income. The VA will calculate your maximum annual pension rate based on your financial situation.
Get Veterans Benefits For Assisted Living With Donotpay
As you may have gathered by now, the process of applying for assisted living benefits is not a simple one. There are a number of forms to be filled out and accompanying documents to be attached. Even figuring out whether you are eligible for these benefits can be a challenge. However, there is a solution.
If you want to find veterans benefits for assisted living with DoNotPay but don’t know where to start, DoNotPay has you covered in 3 easy steps:
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Benefits That The Va Amount Will Cover
Veterans and their widowed spouses may be entitled to financial aid to help cover the costs of assisted living, memory care, home care, and nursing facility care. Both A& A and Housebound benefits can be used to help pay for personal care provided by any non-licensed in-home caregiver, including a family member or friend.
How To Get Help With The Application Process
The application process can be daunting. There is nothing about the process that is seamless, says Beth, who has an MBA and is now a financial planner. But help is out there don’t give up.
The application plus supplemental forms can be more than 50 pages long, says Victoria Collier, an elder law attorney who is accredited with the VA and co-owner of Patriot Angels, which specializes in helping veterans with Aid and Attendance and other long-term care benefits . Its clients start to receive benefits an average of 118 days after applying, says Collier. It charges $795 for its services.
You can find a VSO in your area that provides free assistance here, which is how Beth found the expert from the American Legion. Some estate planning attorneys also help people with Aid and Attendance benefits as part of their elder law services. A financial planner or geriatric care manager may also recommend a specialist who can help. Byron Cordes, a geriatric care manager in San Antonio, is helping people search for long-term care facilities and caregivers. He refers veterans who seem to meet the criteria to an elder law attorney who has expertise in these benefits. In Texas, it can pay almost half of the nursing home costs, he says.
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What Are The Long Term Care Options For Veterans
As mentioned above, there are three options when it comes to long-term care for veterans.
|Nursing Homes||This is the option to choose if you need medical care around the clock. You may need to have a nurse or a doctor on call 24 hours because of the extent of your service-related disability. Plus, you might need help with daily activities such as bathing and getting dressed. A nursing home will be able to assist you in all these areas.|
|Assisted Living||If you’re a veteran who needs help with daily activities such as bathing and getting dressed, but you don’t need medical care all the time, then you can go with the veterans benefits for assisted living. Generally, in assisted living, the veteran gets their own room and a caregiver comes in to help them with tasks which they can’t do by themselves. A health professional might also come in as and when needed but will not be there all the time.|
|Home Health Care||We all feel most comfortable in our own homes. What if you’re a veteran who needs help with the activities of daily living and also needs medical care from time to time, but you prefer to live in your own home? In that case, it might be possible to get home health care via your veterans benefits.|
Do Va Benefits Cover Assisted Living
Many senior citizens may be considering assisted living for their long-term care, although figuring out how to pay for their room, board, and care can be confusing for many. Assisted living monthly fees can be expensive, even for homes that offer all-inclusive care packages.
The national average for assisted living is $4,300 per month, although costs in some states may be a few thousand dollars more per month, while others are much less. Military veterans just like you may be looking for financial assistance to pay for their assisted living fees or wondering if their VA benefits can cover some of their eldercare.
Military veterans aged 65 and older number 8,770,000 individuals, and many of them are using at least one of their VA benefit programs. However, the US Department of Veterans Affairs benefits dont directly cover the costs for assisted living, although some VA benefits can help seniors pay for long-term care and assisted living. In this guide, well cover how you can use your benefits to cover assisted living and other options for eldercare.
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Community Nursing Home Program
The VA establishes contracts with community nursing homes. This program helps meet the needs of veterans who require long-term nursing home care in their own community and meet the enrollment and eligibility requirements.
The VA will only pay for Community Nursing Home care for those who meet eligibility criteria including service connected status, level of disability, and income.
Veterans Benefits For Independent Living
Independent living facilities are for older adults who are generally healthy, active, and able to live on their own. These communities offer a carefree lifestyle for older adults who want convenience and a social lifestyle, free of the responsibilities of home ownership. Independent living services often include prepared meals, housekeeping, complimentary transportation, and social activities.
Typically, independent living facilities dont provide assistance with activities of daily living, such as bathing and toileting, which is one of the requirements for Aid & Attendance eligibility. However, as seniors age, their health may decline and their care needs may change. Some independent living residents may eventually use home care services for help with personal care.
Like with other senior care types, independent living costs vary based on location, amenities, and size of accommodations. However, the monthly median cost of senior independent living in the U.S. is $2,552. Eligible seniors who live in an independent living community but receive help with activities of daily living may qualify for Aid and Attendances supplemental income. This benefit can help offset the cost of personal care services provided by the community or a third-party service.
Va Benefits For Elderly Veterans
Two VA programs provide certain elderly Veterans with an additional monetary amount if you are eligible for or receiving a VA Pension benefit.
Aid and Attendance is an increased monthly pension amount paid if you meet one of the conditions below:
- You require help performing daily functions, which may include bathing, eating or dressing.
- You are bedridden.
- You are a patient in a nursing home.
- Your eyesight is limited to a corrected 5/200 visual acuity or less in both eyes or concentric contraction of the visual field to 5 degrees or less.
Housebound is an increased monthly pension amount paid if you are substantially confined to your immediate premises because of a permanent disability.
Learn more about these benefits on the Aid & Attendance Housebound benefits page.
Veteran Benefits For Independent Living
Independent living facilities typically do not provide assistance with ADLs which is one of the conditions for A& A eligibility. However, some residents of independent living facilities may require home care services in the future to assist them with personal care. Therefore, aid and Attendances extra income may be available to eligible seniors who live in an independent living community but require assistance with ADLs.
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Assistance For Aging In Place
It is important to enable seniors to live as independently as possible, both for their own sense of self-reliance and because it is more cost-effective. Promoting independent living often requires the purchase of durable medical equipment and home modifications to accommodate for the medical equipment and a veterans physical challenges.
Who Qualifies For Veterans Benefits For Assisted Living
To qualify for the VAs Aid and Attendance and Housebound benefits, a veteran or surviving spouse must first qualify for the basic VA pension.
The VA lists many eligibility factors for the basic VA pension:
- An honorable discharge
- Age 65 or older
- Minimum service requirements
- A monthly income and assets below the limits set by the VA
To qualify for Aid and Assistance, you must meet one of these additional medical requirements:
- Need the help of another person for everyday tasks like bathing and dressing
- Are in a nursing home, due to a mental or physical incapacity such as Alzheimers disease
- Are bedridden
- Have specific eyesight limitations
Its important to note that you must be a widowed, not-remarried spouse of a veteran to apply for and receive VA benefits on your own. Spouses and other dependents of living veterans may be eligible for other types of benefits, such as education, financial counseling, and basic health care.
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How Can I Get Help Applying For Va Benefits
- Veteran Service Officers, or VSOs, at a VA regional office may be able to offer free, basic guidance on the application process, and answer simple questions about available benefits. VSOs often volunteer across the country at American Legion halls and Veterans of Foreign Wars lodges.
- Veterans organizations, such as VFW, American Legion, and Disabled American Veterans may be able to answer questions about benefits and help you prepare your application free of charge.
- Accredited VA consultants can help families assess eligibility for VA long-term care benefits and help with financial planning as you prepare your loved ones application. Accredited VA consultants offer paid assistance to families whose benefit application has been denied. These consultants may be able to help determine why an application wasnt successful and help make any changes before its resubmitted to increase the chances of approval. However, regulations prohibit consultants from charging families for help with an initial claim that hasnt been denied.
- Elder law attorneys can help families with financial planning and the VA benefits application process. When seeking advice, you should look for a reputable attorney who has experience with VA benefits.
What Is Va Pension
The VA provides supplemental income to veterans and their families through the Veterans Pension and Survivors Pension benefit programs. This tax-free benefit is paid monthly and is available to U.S. military veterans and widowed spouses of veterans who are eligible based on need.
If your loved one is a veteran or the surviving spouse of a veteran who qualifies for VA Pension or Survivors Pension, they may also be eligible for other VA benefits that can help pay for senior care. VA long-term care benefits are an additional monthly income that is added to the VA Pension or Survivors Pension.
Its important to know that, in order to qualify for VA benefits for long-term care, your loved one must be receiving VA Pension or Survivors Pension. Alternatively, they may apply for VA pension benefits at the same time they apply for long-term care benefits.
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A Welcoming Environment For Veterans And All Seniors
The Chesapeake in Newport News, VA, has a special Veterans Honor Benefit that provides an exceptional monetary thank-you on the cottage or apartment of choice for veterans and their spouses. In addition to Independent Living, we also offer a seamless progression of care, all available on one campus. Care levels begin with minimal personal assistance with certain aspects of daily living, and the level of service will gradually increase to match your needs, including rehabilitation therapies, long-term skilled nursing care and our Cornerstone Memory Care program. If youre not currently a resident of The Chesapeake, you have the option of moving directly into any level of care, including assisted living, with no entrance fee. We have options and strategies to help keep the costs of assisted living within reach, and wed love to offer any assistance we can.
For more information, please contact usnow or call 757-602-0827.