What Kind Of Medical Coverage Can I Get With Ssi Or Ssdi
If you qualify for SSDI or SSI, you will likely also qualify for either Medicare or Medicaid.
Recipients of SSDI can qualify for Medicare after 24 months. Medicare is a government insurance program. With Medicare, you pay premiums and deductibles for care.
Usually, if someone qualifies for SSI, they will automatically qualify for Medicaid. Medicaid, like SSI is a needs-based program. Those on Medicaid will typically not pay for medical services, except for a modest co-pay. Medicaid is run by the government of your state.
Dont Miss: How To Get Disability For Multiple Sclerosis
Difference Between Ssdi And Ssi In New York
Social Security Disability Insurance and Supplemental Security Income are separate programs that share the same purpose: they are both intended to help people who are unable to work or support themselves due to a disability.
Both programs, SSDI and SSI, are run by the Social Security Administration , and are similar in other respects as well. The claims process is the same. The appeals process is the same. The basic age requirements and having a disability that will prevent you from doing any work for at least one year are the same as well.
The Klein Law Group, P.C., offers experienced legal help for SSDI and SSI claims alike. Call or contact us today for a free consultation. Our lawyers represent clients throughout New York City.
Can I Lose My Full Va Disability
Your overall disability rating is 100.0. If there is evidence of meaningful improvement in your health, the VA may reassess and decrease your overall rating. A continuous rating cannot be reevaluated or reduced below the initial level at which it was issued by the VA.
However, if you are found to be fully recovered based on medical evidence alone, the VA will cancel your disability award effective the date it was granted.
For example, let’s say you were awarded a 10% disability rating for depression when you applied for benefits. You’ve been diagnosed with chronic fatigue syndrome , and doctors believe you’re symptom free. Your disability rating would be canceled effective the date you received your award because you are no longer disabled.
The VA does not pay disability claims that are not valid. Therefore, if you are not fully recovered, your claim for additional compensation should be denied by the VA. Additional information about your right to appeal an adverse decision can be found on page 4 of this guide.
In conclusion, individuals who have been awarded disability benefits from the VA may want to discuss their options with an attorney who has experience working with the VA system.
Don’t Miss: How Much Does Disability Pay In Michigan
What Is The Difference Between Ssi And Ssdi
The difference between SSI and SSDI is that SSDI is based on the number of work credits you’ve obtained while SSI is based on income limitations. To qualify for SSDI, you must have a specific number of work credits based on your age. To qualify for SSI, you must be within specific income limits set by the SSA.
In most states, individuals on SSI will automatically qualify for Medicaid, whereas someone on SSDI will automatically qualify for Medicare after 2 years of receiving SSDI benefits.
Is It Possible To Receive More Than 100 Percent Va Disability
Finally, the VA does not provide combined disability ratings greater than 100%. If a veteran achieves a 100 percent combined schedular rating, VA will pay them at the highest compensation level, regardless of additional disability ratings, unless they qualify for additional benefits through SMC, as mentioned above.
For example, a veteran who is already receiving a 100 percent disability rating for their shoulder injury should not expect to receive another rating for their arm, since this would result in a combined rating greater than 100 percent. Rather, they would continue to receive the same percentage compensation for their shoulder injury, and any additional symptoms or disabilities that may have developed due to the initial injury.
In addition, a veteran who has been awarded a total rating based on individual unemployability can also receive an extra 10 percent disability rating for that condition. This means that if a veteran meets the requirements for both TDIU and SMC, they could potentially receive up to 110 percent disability compensation. However, it is important to note that even with these extra benefits, the VA will never pay anyone who is working full time at least $460 per month better than they would if they weren’t working at all.
Also Check: Va Disability Rating 70 Percent
How A Social Security Disability Lawyer Can Help
If you are suffering from a medical condition that has already limited or will limit your ability to work, you are likely overwhelmed by stress and anxiety. The thought of deciding whether you qualify for SSDI vs. SSI and handling your own application for SSDI or SSI benefits may be even more daunting. A seasoned Philadelphia Social Security disability lawyer can take on the burden for you, helping put together a strong application for benefits so that you can focus on your health and treatments.
For more than 20 years, the legal professionals of Bross & Frankel have worked throughout Pennsylvania and New Jersey, working to get our clients the benefits that they deserve. Our firm was founded by a former Social Security benefits authorizer, giving us a unique knowledge base when it comes to SSDI vs. SSI and beyond. To learn more or to schedule a free claim review, contact our office today at 795-8880, or online.
Speak with an experienced disability lawyer about your claim today.
- Social Security Disability / SSI Claims
- Veterans Disability Compensation & Pension
Recommended Reading: Can You Get Disability For Sciatica Pain
Why Do I Need An Attorney To Apply For Ssd Or Ssi Benefits
Many applications for SSD or SSI benefits are denied by the SSA. Applying for disability benefits can be challenging, stressful, and usually requires a substantial amount of documentation and information. A Baltimore SSD attorney at the Law Office of Emmett B. Irwin can assist you with your SSD or SSI application from the very beginning, making the process much easier. Our caring and dedicated disability team has a wealth of experience working on SSDI and SSI cases. We will take the burden off of you when preparing your case as we understand how to thoroughly prepare a case for a hearing, ask the right questions to your medical staff, and assist the judge in understanding the severity of your condition. We are here to help you with your case every step of the way.
Also Check: How Much Does Disability Pay In Ca
What Is The Difference Between Social Security Disability And Ssi
When it comes to earning your disability through the Social Security office, it can seem quite a daunting task. There are many factors that go into this process and knowing the difference between Social Security Disability and SSI is important. We can help you understand the difference and get the assistance you need by walking you through step-by-step of the process.What is Social Security Disability Insurance ?
Social Security Disability Insurance is a part of the Social Security retirement program and is for those workers who are facing mental or physical impairments that will stop them from performing their daily work duties before retirement age. This is not a short-term disability payment as the impairment must be expected to last as long as one year or will end in death. SSDI is used in cases where youve been injured on the job, have developed an illness that will prevent you from working daily, or if youre facing a mental condition that will impair you from doing your daily duties.
What is Supplemental Security Income ?
Supplemental Security Income is an income supplement program but isnt funded by Social Security, rather by general tax revenues. SSI is for those with disabilities who have little income or need help with basic necessities. Receiving SSI will affect benefits from other government programs, so it is important to understand what SSI means for you. Also, many times with SSI, you are eligible for Medicaid.
How Can We Help?
Can I Collect Both Ssdi And Ssi
You can collect SSDI and SSI at the same time if you’re approved for SSDI but your SSDI payment is low. This might be the case if you made low wages over the years or you didn’t work much in recent years. If your SSDI payment is less than $861 , you could get a small SSI payment in addition to your SSDI payment, to raise it up to the SSI amount.
But you still have to meet the SSI requirements, so if you have more than a thousand or two in cash or assets, or income other than SSDI, you won’t qualify.
When you get SSDI and SSI at the same time, it’s called receiving “concurrent benefits.” You receive two different checks, on different payment dates for SSDI and SSI.
Don’t Miss: How To Get 100 Percent Disability From Va
Your Ssdi Benefit May Low Because Of Several Factors Including:
- earning lower wages throughout the course of your work history
- having very little or not at all in the last 10 years
- becoming disabled at a young age
If your monthly payments from SSDI are below $783 per month, you can also receive an SSI payment up to that amount. If you receive payments from both SSDI and SSI, you will also receive Medicare and Medicaid benefits.
Client Recommendations And Testimonials
Our team works hard for the best interest of the clients we represent. Previous clients leave recommendations like these:
- Andrea stuck with me to the endHer staff was great and would always get right back with me. I wasnt just a file in a cabinet and I was treated as if I was the only client. Lavonda
- Andrea made me feel very comfortable and let me know from the beginning that she really cares for her clientsI have full confidence in Andrea. Thank you! Debbie
Our team works hard to create a 360-degree client service experience. Read more reviews and testimonials like these on our client testimonials page.
Read Also: Did Beethoven Go Deaf
Social Security Benefits Vs Ssi Benefits
The Supplemental Security Income program can help make ends meet but, as you can see, qualifying beneficiaries may need to identify other programs to add extra stretch to the monthly budget. If youre considering SSI and believe you meet the needs-based standards, ask about the SNAP! Program if you dont already receive food stamps.
Many states also offer supplemental income programs . If you qualify, its possible to receive state supplemental income and SSI. A short list of states dont offer state supplemental income programs to residents. If you dont live in Arizona, West Virginia, Arkansas, Texas, Oregon, Mississippi, and Tennessee , its challenging to determine the amount of SSI income you may qualify for. Your living situation may also affect how much money you receive in SSI benefits.
Contact Social Security at 1-800-772-1213 to discuss your SSI application questions or make an appointment with the SSA office nearest you. If you already receive Social Security benefits, including Social Security disability, its possible to qualify for SSI in some situations.
About Author
Attorneys Dedicated To Outstanding Service
Betz and Baril are attorneys dedicated to providing you with the best legal services possible. We understand that your situation may be tough, but that is why you need a team like ours, who truly care about helping you to receive the compensation you deserve, so you can get back to living your life. You shouldnt have to suffer from injuries due to someone elses negligence. If youve been injured from faulty medical devices, faulty medicine, or youve been injured in a car or truck accident, we are here to help.Schedule a FREE Consultation
Recommended Reading: 100 Percent Disability For Ptsd
Musculoskeletal System And Connective Tissue
The SSA reports that the largest category of diagnoses among disabled workers receiving disability benefits was diseases of the musculoskeletal system and connective tissue. These disabilities, which represented 32.3 percent of the diagnoses, involve damage to ones nerves, muscles, tendons or ligaments. Examples of this type of disorder include:
- ArthritisAn individual with rheumatoid arthritis, a disorder of the immune system, must experience significant limits on his or her ability to work to qualify for benefits under this medical diagnosis. Rheumatoid arthritis is sometimes referred to as a connective tissue disorder.
- Back pain Abnormal curvature of the spine may affect an individuals ability to walk as well as the function of other body systems. The intensity of back pain and the limitations on an individuals ability to function are considered in a disability diagnosis related to back pain.
- FibromyalgiaFibromyalgia is a complex syndrome in which a person has widespread pain in the joints, tendons, muscles and soft tissues that lasts for more than three months. Claims reviewers will try to assess whether there is adequate evidence to show that the condition limits a persons ability to perform any type of gainful work.
- Reflex Sympathetic Dystrophy RSD describes a range of symptoms that may occur from injury, diseases or surgery. RSD is characterized by intense burning or aching pain typically caused by trauma to a single extremity.
Dont Use Social Security Disability As Unemployment Benefits It Could Come Back To Haunt You
If you can help from filing for both Social Security disability and unemployment benefits at the same time, try to do so.
In fact, pick one or the other.
On one hand, you are saying to the Social Security Administration that due to your impairments, there are no jobs within the national economy you are capable of performing.
On the other hand, you are also telling the Texas Workforce Commission that you are ready, willing, and able to work.
Hopefully, you can see the dichotomy.
There is a split in SSA on unemployment benefits. About 1/2 believe that you are lying to either SSA or TWC when you file for disability benefits and unemployment at the same time. In their minds, how are they supposed to believe you when you state to SSA you are unable to work? I have been in many hearings where the judge directly asks the claimant why he or she filed for disability and at the same time filed for unemployment benefits.
The 1/2 are more understanding. They realize that if there is absolutely no income coming into the home, they you could possibly be on the street. So, out of necessity a person files for both.
The only problem is that you never know who youre going to get for a judge if you have to go to a hearing. If you did file for disability and unemployment, it sometimes makes it that much harder to win your case. Not always, but sometimes it does.
Tags:
Read Also: Can You Get Disability For Copd
You May Like: How Do Va Disability Payments Work
We Can Help You Contact Us Today
To make an appointment at one of our Tennessee law offices Knoxville or Nashville call 865-566-0125 or fill out this contact form. All initial telephone consultations are free and payment is contingency based, meaning no fees until you recover benefits.
The attention that Mr. McKellar gave to myself and my situation was amazing! He made it clear that he genuinely wanted to help me determine what is in my best interest and made sure that I understood all of my options and what they entailed. Not only is Mr. McKellar an extremely knowledgeable and intelligent lawyer, he is a genuinely good man. Amazing!
Mr. McKellar represented me in a tax case. He is extremely knowledgable and explained very complicated IRS information to me in a way that I could understand. He was able to resolve my tax debt for a fraction of what the IRS said I owed.
Normans work and understanding of how to achieve great results for us was not only impressive but also much better than what others had promised but failed to achieve. Dont believe everything advertised on TV. Normans work on our behalf was the real deal.
The recession has affected so many small businesses and mine was one of the many. I needed help in negotiating with the IRS so I could get a reasonable tax settlement. Norm McKellar was able to get my offer in compromise accepted. Now I can focus on building my business and stop worrying about my old tax debt. I cant recommend Norm highly enough!
How Are Veterans’ Disabilities Rated By The Va
The VA’s Schedule of Rating Impairments is used to rate veterans’ disabilities. The grading levels for each type of impairment are determined by how much the residuals of that disability interfere with your capacity to operate in life and at work. A grade of 100 percent shows that your handicap is absolutely, or “totally” debilitating. A grade of 0 percent indicates that it has no more than a very slight effect on your ability to function.
For example, if you have both arms completely paralyzed, you would be given a rating of 100 percent disability for your arm system. If you were unable to walk because of two broken legs, you would be given a rating of 60 percent disability because one leg is disabled. If you were blind in one eye and severely impaired in the other, you would be given a rating of 30 percent disability for your eyesight system.
The ratings for most disabilities fall between 0 and 100 percent. Some disabilities are given percentages between 101 and 200 percent because they are so severe that some people are permanently barred from certain types of employment. For example, someone who is deaf and totally blind would be given a rating of 200 percent disability for the entire body.
Disabilities are also classified by level of severity. The following grades of disability are available: 10, 20, 30, 40, 50, and 100 percent.
About Article Author
Dennis Williams
Tags
You May Like: Can I Get Disability For Degenerative Disc Disease