Benefits Of Having Legal Representation
When applying for SSD benefits, knowledgeable and experienced legal representation can be invaluable. An attorney may be able to help by:
- Increasing the likelihood of first-round approval. An attorney can help you complete your application in a way that clearly demonstrates your disability, as well as gather helpful supporting documentation from your doctor. Also, if your disability is terminal, your attorney may be able to help you get expedited payment.
- Helping you get approval after an application is denied. If your original application is denied, an attorney may be able to help you pursue a favorable on the record decision by gathering additional medical information requested by the Social Security Administration , drafting a brief that clearly shows why your case meets the requirements for SSD benefits, and relaying the merits of your case to the Attorney Adjudicator.
- Representing you at an Administrative Law Judge hearing. If the SSA denies your OTR decision, your case will be sent before an ALJ for a hearing. An attorney can prepare you for questions you’ll be asked during the hearing and choose the right witnesses to help your case.
Note that an experienced disability attorney can also help you pursue Supplemental Security Income benefits.
Receiving Social Security Payments
Social Security benefits are only paid out electronically you will not receive a Social Security check in the mail. You can either receive a direct deposit into your bank account or opt for a prepaid debit card. When you apply to receive your Social Security benefits, you will have the chance to provide your account number and the routing number of your bank or credit union.
What Is The Average Social Security Benefits Amount In 2022
The average Social Security retirement benefit amount for 2022 is $1,665.18 a month.
The maximum benefit is $3,345 a month for someone who files for Social Security in 2022 at full retirement age .
Heres how the figures break down by recipient, as of March 2022.
|Type of beneficiary
NOTE: People born on January 1 of any year, refer to the previous year.
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Social Security Schedule: When August 2022 Benefits Will Be Sent
Social Security checks are scheduled to go out in early August. Rising inflation has pushed the Social Security cost-of-living increase to 5.9% for 2022, the largest in nearly 40 years, and its expected to be even higher for 2023.
Here is the August Social Security schedule:
If your birth date is on the 1st-10th of the month, your payment is distributed on Wed, Aug. 10.
If your birth date is on the 11th-20th, your payment is distributed on Wed, Aug. 17.
If your birth date is on the 21st-31st, your payment is distributed on Wed, Aug. 24.
If Social Security checks arent enough to cover basic living expenses, you may also qualify for Supplemental Security Income . The SSI program sends monthly payments to adults and children with a disability that prevents the ability to work. Recipients of SSI must still meet financial qualifications. SSI is also available to those 65 years and older who have limited income and financial resources.
If you received Social Security before May 1997, or if youre receiving both Social Security and SSI, then you will receive Social Security on Aug. 3 and SSI on Aug. 1. If you dont receive your payment on your scheduled date, the Social Security Administration says to allow three additional mailing days before contacting the agency.
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Payment Schedule For 2022
Approximately half of older Americans reside in households where Social Security benefits compose a least 50% of their income, and 25% of this group depend on their monthly payment for the majority of their earnings. As such, it’s important for retirees to be aware of when they will be receiving their benefits. While this is especially crucial to the 0.8% of beneficiaries who need to be on the lookout for a physical check each month, the remaining 99.2% still ought to know when their Social Security income is being direct deposited to ensure they aren’t spending more money than they actually have.
Social Security retirement, disability, and survivors benefits all are distributed on one of three Wednesdays each month for beneficiaries who began receiving benefits after May 1997. When a beneficiary will receive their payments depends on their birth date, as described below:
- If you were born between the 1st10th, you will receive your Social Security payments on the second Wednesday of each month.
- If you were born between the 11th20th, you will receive your Social Security payments on the third Wednesday of each month.
- If you were born between the 21st31st, you will receive your Social Security payments on the fourth Wednesday of each month.
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Understanding How Social Security Chooses Your Payment Date For Ssdi
If you received approval for benefits before May 1 of 1997, you would receive your SSDI payment on the third of every month. Anyone who qualified before this date receives them on the same day of each month.
However, if you qualified after this date or if you are still waiting to learn if the Social Security Administration will approve you for benefits, the date will depend on your birthday. There are three dates when you could receive your benefit check. These dates include:
- The second Wednesday of each month for those born between the 1st and 10th
- The third Wednesday of each month for those born between the 11th and 20th
- The fourth Wednesday of each month for those born after the 20th of their birth month
This will not change unless the Wednesday when you usually would receive your pay is a holiday. For example, if Christmas falls on the third Wednesday of December, those born between the 11th and 20th of their birth month would receive their deposit on December 24 instead.
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Ssi Ssdi & Social Security 2022 Payment Schedule
Some recent news articles have caused confusion regarding Supplemental Security Income payments for 2022. Were here to clear things up!
SSI benefits are paid of the 1st of the month. If the 1st falls on the weekend payments are issued the Friday before the 1st.
Social Security payments, including Social Security Disability Income , are paid based on an individuals birthday as follows:
- Birthday 1st -10th Second Wednesday
- Birthday 11th 20th Third Wednesday
- Birthday 21st 31st Fourth Wednesday
For those who began receiving Social Security before May 1997, or who receive Social Security and SSI, Social Security is paid on the 3rd and SSI on the 1st. Again, if the 1st falls on the weekend payments are issued the Friday before the 1st.
Individuals should be reassured that Medicaid has specific regulations noting that if a deposit is made at the end of the month due to the 1st falling on a weekend, the deposit will be counted toward the next months resource limit. For example, May 1, 2022 falls on a Sunday. This means the SSI payment for the month of May will be deposited on Friday, April 29. This will not count as income or resource in April because the funds are meant for May.
to view a calendar showing when individuals will receive Social Security and SSI payments in 2022.
If you have questions or concerns, please call us at 317-977-2375 or 800-382-9100 and ask to speak with a family advocate.
Coronavirus Stimulus Checks And Social Security
On April 3, 2020, the federal government began sending eligible Americans stimulus checks as part of a relief package to help workers and the economy during the COVID-19 pandemic. Senior citizens and retirees who receive Social Security benefits are eligible for coronavirus stimulus checks as long as they meet the basic eligibility requirements.
The maximum stimulus payment is $1,200 for eligible adults who file separately and $2,400 for eligible married couples who file jointly. There is also an additional $500 payment per qualifying child.
In December 2020, an additional $600 stimulus check was sent out to every eligible adult and child.
Everyone who has a Social Security number and filed a tax return in the last two years generally qualified for both stimulus checks if their income falls within the governments limits. Income is based on your 2019 federal tax return.
However, if you receive Social Security benefits and dont usually need to file a tax return, dont worry you dont have to start now. You should still receive the stimulus payment, if you havent already the government will use the information on file with the Social Security Administration to send you your payment. You can expect to receive the stimulus check the same way you get your Social security payment.
Beneficiaries of Supplemental Security Income can now check the status of their payment on the IRS website.
Senior Editor & Disability Insurance Expert
Ssdi Payment Schedule For 2022
You can click the calendar or see the lists below for the specific payment dates for 2022.
Here’s the SSDI payment schedule for 2022 for those whose birthdays fall on the 1st through the 10th of their birth month:
In some circumstances, if you’re receiving SSDI benefits on the 3rd of the month, you can change your payment date. Your birth date would determine what day your benefits will arrive, based on the lists above.
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Ss Benefits Schedule: When Will You Receive September Payments
Your birthday will decide when to cash them
After sending out the last checks of this month last Wednesday, August 24, more eligible citizens of the United States are expected to receive cost-of-living adjustment payments from the Social Security Administration in September.
Retired, low income and disabled Americans are helped by the government through the Social Security, Supplemental Security Income and Social Security Disability Income .
Social Security will send out the checks starting on September 14, as inflation has seen the Social Security cost-of-living adjustment increase to 5.9 percent for 2022.
When Will I Get My August Social Security Check
Here’s the for when you could get your Social Security check and/or SSI money.
- Payment for those who receive SSI.
- Social Security payment for those who receive both SSI and Social Security, or have received Social Security since before May 1997.
- Social Security payment for those with birthdays falling between the first and 10th of any given month.
- Social Security payment for those with birthdays falling between the 11th and 20th of any given month.
- Social Security payment for those with birthdays falling between the 21st and 31st of any given month.
Note that was the final payment date for July.
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Social Security Payment Schedule For August Summary
Heres the bottom line:
If you receive Social Security retirement benefits or SSDI, then your benefits will be paid based on your birthdate.
SSI payments are issued on the first of every month.
For August 2022:
Social Security and SSDI payments will be made using the schedule below:
- on if your birth date falls on the 1st 10th day of the month.
- If your birth date falls on the 11th 20th day of the month, you will get your deposit on .
- Finally, if your birth date falls on the 21st 31st day of the month, your benefits will be paid on .
For SSI recipients: 1st, 2022 falls on a Monday, SSI payments for the month will be deposited on Monday, August 1st, 2022.
Both SS and SSI Recipients
Also, since August 3, 2022, is on a Wednesday, you will receive your benefits on Wednesday, August 3rd, 2022.
Waiting For Benefits Payments After Approval
If you got a letter from the Social Security Administration notifying you that your application for SSD was approved, you may be wondering when your first benefits check will arrive.
According to the SSA, once your application is approved, it can take six months from the approval date for you to receive your first payment. However, in our experience, the SSA usually processes your benefits much faster than that. Delays can occasionally occur, however. For example, if you received Workers Compensation for an injury, you will need to submit your documentation to the SSA for review, which can delay the arrival of your first SSD payment.
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No More Paper Checks For Social Security Benefits
Since 1935, the Social Security Administration has mailed paper checks to Social Security beneficiaries.
However, that ended in May 2011.
Thats because Congress passed a law that required all recipients of payments from federal benefits programs to sign up for electronic payments.
Since then, all new recipients of Social Security and Supplemental Security Income disability have been required to sign up for electronic payments.
In addition, existing recipients of Social Security and SSI had to comply with the new requirements by March 1, 2013.
As a result, the SSA no longer mail paper checks for Social Security benefits, including disability payments.
Supplemental Security Income Payment Schedule
If you receive Supplemental Security Income , you will receive your payments on the 1st of each month.
The exception is when the 1st falls on a weekend or holiday.
If the first falls on a holiday, then you will receive your payment the business day before.
However, if the first falls on a weekend, youll receive your payment on the preceding Friday.
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Social Security Schedule: When The First Cola Checks Will Arrive In January 2022
The Social Security Administration has released the schedule of Social Security payments for 2022. These payments will be the first to include the new 5.9% cost-of-living adjustment .
If your birth date is on the 1st of the month through the 10th of the month, your benefits will be paid on the second Wednesday of the month. For Januarys first payment, this means benefits will be paid on January 12, 2022.
If your birth date is on the 11th of the month through the 20th of the month, benefits will be paid on the third Wednesday of each month. For Januarys first payment, this lands on January 19, 2022.
If your birth date is on the 21st of the month through the 31st of the month, benefits will be paid on the fourth Wednesday of each month. For Januarys first payment, this equates to a benefit payment on January 26, 2022.
The full schedule of next years benefit payments can be found on the Social Security Administrations schedule here. These payments will include the largest COLA update in almost 40 years, provided in an attempt to hedge runaway inflation that is currently running at 6.2% over the last 12 months.
Social Security And Social Security Disability Insurance
For those receiving Social Security Retirement Benefits or Disability Benefits, here is your payment schedule for August:
- If your birth date falls on the 1st 10th day of the month, benefits are paid on .
- Also, if your birth date falls on the 11th 20th day of the month, benefits are paid on .
- If your birth date falls on the 21st 31st day of the month, benefits are paid on
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How Will I Receive My Payments
The SSA used to send checks, but now they require everyone to receive their benefits electronically. This is much more efficient, as the funds are available on the day they are issued. Also, Social Security checks were sometimes lost in the mail or stolen, resulting in delays.
If you already have a bank account, its very easy to have your checks deposited electronically. Youll need:
- Your Social Security Number
- Your bank accounts routing number
- Account type
- Account number
If you dont have a bank account or prefer not to receive your benefits by direct deposit, the SSA also offers a Direct Express® card. This is a prepaid debit card you can use to access your payments. You can use this card the same way you would any other debit card. You can make purchases, pay bills or get cash. Most transactions are free.
What Beneficiaries Can Expect In 2022
On Oct 13, 2021, the Social Security Administration announced its annual changes to the Social Security program for 2022. Starting Jan. 1, 2022, approximately 64 million Americans will receive a 5.9% COLA to their Social Security benefits.
This represents the largest cost-of-living adjustment in 39 years, due to a spike in inflation resulting from ongoing economic difficulties caused by the COVID-19 pandemic. Previously, COLA averaged just 1.65% per year over the prior 10 years while inflation remained low.
According to estimates released by the SSA, this increase will amount to $92 for the average retired worker, raising their total benefits to $1,657 per month in 2022. Couples, meanwhile, will experience an averagebenefits increase of $154 to $2,753 per month.
Disability benefit payments will increase $76 to $1,358 per month. Disabled workers with a spouse and one or more children will experience an average$133 increase to $2,383 per month. Lastly, widows and widowers will find their averagebenefits increasing by $86 to $1,553 per month. Notably, widowed mothers with a minimum of two children will receive an average$178 increase to $3,187.
In addition to the COLA, several other major Social Security changes will go into effect in 2022:
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