Learn More About Disability Payments In Pennsylvania
If you still have questions and want guidance through theSSDI or SSI application process, Handler, Henning & Rosenberg LLC is here to help.Our lawyers have decades of legal experience and the resources to take on the toughest disability claims for people suffering from all types ofneurological,mental,immune,respiratory, and other disorders that prevent them from working.
How Much Can I Expect To Receive In Benefits
Disability benefits will pay 50% of your average wages up to a maximum of $170 per week.
Benefits will begin on your eight consecutive day out of work; the first seven days is an unpaid waiting period. You can receive benefits for a maximum of 26 weeks in a 52-week period. You will receive payment every two weeks.
For pregnancy, women are covered for six weeks after a normal pregnancy and eight weeks after a Caesarian section . WOmen filing for post-childbirth benefits receive the same payment as those filing for other disabilities.
Medical costs are not covered by disability insurance.
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How Va Assigns A Disability Rating
VA assigns a disability rating based on the frequency, duration, and severity of symptoms it uses to characterize a certain condition.
A veterans service-connected condition must have a combined disability rating of at least 10 percent for the veteran to qualify for VA monthly compensation. The highest scheduler disability rating VA can assign to a veterans condition is 100 percent, which yields the highest amount of monthly disability compensation.
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What Is Supplemental Security Income
The Supplemental Security Income program pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities. The maximum benefit in 2021;is $794;per month for an individual, and $1,191 for married couples.
The monthly federal SSI payment amount changes from year to year.;Visit the Social Security Administration’s website to see the amount for the current year.
Many figures used to calculate Supplemental Security Income benefits are revised annually by SSA, the federal agency that administers the program. These figures are usually updated in October and can be found in the November issue of the Federal Register, the official government source for administrative changes.
You can also find the figures on the SSA website, or by calling the Social Security Administration at 1-800-772-1213, or TTY at 1-800-325-0778 between the hours of 7:00 a.m. and 7:00 p.m. Eastern time.
To apply for SSI you must be:
An adult with a disability
A child with a disability
Older than 65
How Can The Social Security Disability Programs Be Improved To Increase Economic Security And Work Opportunities For Beneficiaries
Disability Insurance and Supplemental Security increase economic security for millions of disabled workers. For beneficiaries whose conditions improve, the programs also provide important incentives and supports for returning to work. Still, the programs could be further strengthened to increase disabled workers economic security and provide a more seamless transition for those who are able to return to work.
Modernize Supplemental Security
The value of Supplemental Security benefits has eroded considerably since the programs inception in 1972, as the programs income exclusions and asset limits have not kept pace with inflation and living standards. The current maximum benefit is equivalent to just three-quarters of the also-outdated federal poverty line for a single person. The general income exclusion and earned income exclusion have never been increased. To address this erosion, H.R. 1601, the Supplemental Security Restoration Act, sponsored by Rep. Raul Grijalva and introduced in Congress in April 2013, would increase the monthly maximum benefit to $937, which is 100 percent of the current federal poverty line, and would increase the general income disregard to $110 per month and the earned income disregard to $357 a month. Increasing the income exclusions and indexing them to inflation going forward would restore the monthly benefit amount to its intended value and significantly increase beneficiaries economic security.
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How Much Can I Expect To Receive In Social Security Disability Benefits
If youre disabled, you may be eligible for Social Security Disability income benefits. You may want to know how much you can expect to receive in SSDI benefits. The amount of your monthly Social Security disability benefits depends on SSAs calculation of your average lifetime earnings prior to the time your disability began.
SSDI isnt based on the severity of a disability or your previous earned income as an employee. According to Social Security Administration , the average SSDI recipient earned USD 1,166 per month . The maximum SSDI monthly check is USD 2,639 per month .
If youre receiving disability income from private insurance or your employers group disability policy, the amount of your SSDI payment may be less.
Benefits For Your Children
When you qualify for Social Security disability benefits, your children may also qualify to receive benefits on your record. Your eligible child can be your biological child, adopted child, or stepchild. A dependent grandchild may also qualify.
To receive benefits, the child must:
- Be unmarried.
- Be under age 18; or
- Be 18-19 years old and a full-time student ; or
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Who May Be Eligible
SSDI:;A worker who becomes disabled. Also, certain family members may be eligible. These family members, with some limitations not fully described below, may include:;
- The workers spouse, if the spouse is caring for their child who is younger than age 16 or who is disabled;
- The workers spouse, if the spouse is age 62 or older;;
- The workers child if the child is younger than age 18. If the child is still in grade school or high school full time, the child can receive benefits up to age 19;;
- The workers child who is age 18 or older, if this adult child is disabled and became disabled before age 22;
- The workers divorced spouse, if:;
- The divorced spouse is age 62 or older,
- Was married to the worker for at least 10 years, and
- Is not currently married.
SSI:;U.S. citizens and certain legal immigrants who are financially needy. Also, who are at least 65 years old, blind or disabled.
Can You Get Ssdi And Ssi At The Same Time
In some cases, a disabled worker may receive payments from both the SSD and SSI programs. Typically, they qualify for SSD, but because they made very little over a short work history, even with SSD they have the financial need that makes them eligible for SSI. Receiving both SSD and SSI is referred to as concurrent benefits.
When the Social Security Administration considers your application for SSD or SSI, it will determine whether you qualify for concurrent benefits, depending on your income and assets.
In addition to more in your monthly check, having SSI in addition to SSD makes you instantly eligible for Medicaid. An SSD recipient qualifies for Medicaid two years after they become eligible for SSD. Both SSI and SSD recipients are also eligible for Medicare, which covers fewer services, but which more doctors accept.
Determining which benefits you qualify to receive, instead of just hoping some overworked SSA claims examiner gets it right, requires a thorough understanding of the SSD and SSI programs and accompanying law. Our attorneys have that knowledge as well as the commitment required to make sure you obtain the full benefits that you are entitled to by law.
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What Happens If I Go To Work Lose My Ssi Benefits And Then Find I Cant Work Anymore
If you stop getting SSI because your income goes up, but then your income goes down again, you may not have to reapply for SSI benefits.
If it has been less than 12 months since your last SSI payment or if you qualify for SSI 1619, you can get your SSI benefits started up again by reporting to your local Social Security office that you are no longer working.
If it has been more than 12 months, you can ask for Expedited Reinstatement if:
- Your SSI benefits amount went to zero because of your income
- You cant work at the Substantial Gainful Activity level because of your disability
- Your current impairment is the same as the one that originally made you eligible for SSI, and
- You stopped getting SSI benefits less than five years ago.
If you qualify for EXR, you can get up to six months of temporary SSI benefits while Social Security makes sure you still qualify.
You Can Work As Long As Your Countable Income Doesn’t Go Above The Ssi Income Limit
By Melissa Linebaugh, Contributing Author
One of the basic requirements for getting approved for disability benefits is that your medical condition is so severe it prevents you from performing a substantial amount of work. The Social Security Administration defines a substantial amount of work, which it calls substantial gainful activity , as earning $1,310 a month from working . Therefore, if you are earning this much from work when you apply for benefits, you will be denied.
However, once you get approved for SSI, the SSA no longer determines whether you are making over the SGA amount. But the SSA will reduce your SSI benefits if you are working by subtracting part of your income from your payment. If you go over the SSI income limit, the SSA will terminate your benefits. In general, though, the SSA encourages SSI recipients to try to go back to work and has created a number of work incentives that let a person work without losing their eligibility for benefits.
When Your Benefits Start
Generally, if your application for Social Security Disability Insurance is approved, you must wait five months before you can receive your first SSDI benefit payment. This means you would receive your first payment in the sixth full month after the date we find that your disability began.
Example: Your disability began on June 15, 2020 and you applied on July 1, 2020. Your first benefit would be paid for the month of December 2020, the sixth full month of disability.
However, there is no waiting period if your disability results from amyotrophic lateral sclerosis and you are approved for SSDI benefits on or after July 23, 2020.
Example: We found that your disability began on November 3, 2020 and you applied on January 11, 2021. We would pay your first benefit for the month of December 2020, the first full month of disability.
We pay SSDI benefits in the month following the month for which they are due. This means that the benefit due for December 2020 would be paid to you in January 2021, and so on.
How Does Social Security Define Disability
To be eligible for SSI, you must show that you have a disability that prevents you from working. Social Security requires that:
- You must be able to show medical reports that confirm that you have a severe physical or mental disability.
- The disability must be life-threatening or have lasted or be expected to last at least a year.
- The disability must prevent you from doing Substantial Gainful Activity for at least a year.
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What Are The Average Ssi And Ssdi Payments
There are limits to how much you can receive in disability benefits each month. In 2016, the maximum amount you can receive from SSDI is $2639 per month. Additionally, the limit for SSI is $733 for a single person and $1100 for a couple. By the time you get approval for benefits, you will likely qualify for back pay as well. Social Security disability back pay is money you receive for past due benefits. This means you are compensated for the payments you would have received in the months between when you filed your application and when it was approved.
Currently, the average disability payment is $1,166 for SSDI and $542 for SSI. However, these numbers change yearly. Therefore, you should always check with your local Tulsa disability lawyers for the latest Social Security benefits statistics.
Minimum And Maximum Temporary Disability Amount
After you calculate your temporary disability rate, you must check to see if it is below the minimum or above the maximum level set by the state.
The maximum and minimum amount of temporary disability you can receive changes each year based on a calculation of what California employers are paying their employees.18 For example, based on the state average weekly wage calculation for 2018, Californias maximum temporary disability rate increased approximately $40 over the previous year to $1,215.27.1920
This data is available on the Department of Industrial Relations website.
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Important Information About Disability Benefits
- You must be under a doctors continuous care.
- You must meet the applicable definition of disability for Basic, Voluntary Short-Term or Voluntary Long-Term benefits.
- Theres a 14-day waiting period before you can begin receiving benefits through Basic or Voluntary Short-Term Disability. However, youll need to use up to 22 sick days, if you have them, before benefits begin.
- Mental illness and substance abuse-related benefits are usually limited to a 24-month lifetime maximum through Voluntary Long-Term Disability Insurance.
- If your disability is related to a condition you were diagnosed with, or had treatment for, in the 90 days prior to your initial enrollment in Voluntary Disability Insurance;and your disability leave begins within one year after your enrollment, you will not be eligible for Voluntary Long-Term Disability benefits for that condition. You will, however, be eligible for Voluntary Short-Term or Basic Disability benefits, and for Voluntary Long-Term Disability benefits for conditions that were not pre-existing.
- If you are receiving disability benefits through workers compensation, California SDI, Social Security, UCRP, or other sources, they will be coordinated with your Basic and/or Voluntary Disability benefits. In most cases, disability coverage from all sources combined can provide you with a maximum of 60 percent of your eligible earnings.
The Council for Disability Awareness, Disability Statistics, 2012
Can My Social Security Disability Payments Increase
Every year, inflation forces prices higher on everything from food and clothes to car repairs and rent. Your Social Security disability payments cannot remain at a flat rate for years on end. Otherwise, you would eventually not get enough money to cover all of your expenses. To counteract the effects of inflation, the SSA recalculates your benefits once a year and will increase your payments accordingly. These recalculations, called cost-of-living adjustments , are the most common way that your benefits will increase.
Sometimes, if you receive SSDI payments that are very low, you might qualify for SSI benefits as well. This is known as getting concurrent benefits, and it can help you make ends meet if you have little or no work history. However, the Supplemental Security Income calculations include your SSDI income, which means that you probably cannot receive the maximum SSI benefit amount available.
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Can You Get Disability Benefits If You Have Never Worked
\The overlap between different Social Security Administration benefits programs can get confusing. SSI, SSDI, retirement benefits, concurrent benefits, survivors benefits, benefits for adults, benefits for children, benefits for widows and widowers the list goes on and on. Each benefits program comes with its own set of eligibility criteria, and the standards for employment can vary dramatically.
In general, you can apply for disability benefits without a work history, but you need to choose the right program or apply on a family members employment record instead. A lawyer can help you figure out if you are eligible based on someone elses record or determine whether need-based SSI benefits are the best program to apply for.
For help with your disability application and eligibility, call our Pennslyvania Social Security disability lawyers at Young, Marr & Associates today at 515-2954 in Pennsylvania or 557-3081 in New Jersey. We offer free legal consultations.
Most People Who Are Approved For Social Security Disability Benefits Receive A Substantial Amount Of Backpay
By Lorraine Netter, Contributing Author
When you are awarded Social Security or SSI disability benefits, Social Security may owe you more than just your awarded monthly disability checks. How much disability income you are owed depends on different factors, including the type of disability benefits you are receiving and how long you were owed past benefits.
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Calculating Your Social Security Disability Payment
The amount of money you will receive from Social Security on a monthly basis is unique for every individual. This is due to the fact that the Social Security Administration uses a complex weighted formula in order to calculate benefits for each person, up to the maximum benefit of $3,148 in 2021.
Social Security bases your retirement and disability benefits on the amount of income on which you’ve paid Social Security taxescalled “covered earnings.” Your average covered earnings over a period of years is known as your average indexed monthly earnings .
A formula is applied to your AIME to calculate your primary insurance amount , which is the base figure the SSA uses in setting your benefit amount. The formula consists of fixed percentages of different amounts of income . For example, in 2021, 90% of the first $996 of your AIME is added to your PIA, plus 32% of your AIME from $996 to $6,002, plus 15% of your AIME over $6,002. These amounts are added up to come up with your PIA.
Average SSDI Benefit in 2021