How Do I Talk To A Real Person At The Social Security Office
To speak to a Social Security Representative either in person or on the phone, you can do any of the following:
- Go to your local Social Security office in person
- TTY 1-800-325-0778 8:00 a.m. â 7:00 p.m. local time
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How To Contact The Ssa
People that do not want to apply for benefits online, or need to speak to the SSA for any other reason can also call the national toll-free number. Be advised that wait times are typically shorter later in the day and Wednesdays through Fridays.
Spanish speakers can receive assistance by calling the same toll-free number and informing the pre-recorded system or representative that they would like to talk to a representative in Spanish.
For those who cannot make a call during these times, recorded information and services are available 24 hours a day and on weekends.
Old Age Survivors And Disability
SSA administers the retirement, survivors, and disabled social insurance programs, which can provide monthly benefits to aged or disabled workers, their spouses and children, and to the survivors of insured workers. In 2010, more than 54 million Americans received approximately $712 billion in Social Security benefits. The programs are primarily financed by taxes which employers, employees, and the self-insured pay annually. These revenues are placed into a special trust fund. These programs are collectively known as Retirement, Survivors, Disability Insurance .
SSA administers its disability program partly through its Office of Disability Adjudication and Review , which has regional offices and hearing offices across the United States. ODAR publishes a manual, called HALLEX, which contains instructions for its employees regarding how to implement its guiding principles and procedures.
The RSDI program is the primary benefits program administered by the U.S. federal government, and for some beneficiaries is the vital source of income. Increasing access to this benefit program for low-income or homeless individuals is one of SSA’s goals. SSA is a member of the United States Interagency Council on Homelessness and works with other municipal, county, state, local and federal partners to increase access and approval for SSI/SSDI benefits who are eligible.
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Getting Help Online: My Social Security
You can apply for retirement and spousal benefits, Social Security Disability Insurance and Medicare online through the SSA website . You can also begin an application for Supplementary Security Income , but in some circumstances you will have to finish it by phone or in person.
Opening an online My Social Security account gives you 24/7 access to your Social Security statement, which shows your earnings history and estimated future benefit payments. You can also track the status of an application for benefits or pending appeal and request a replacement Social Security card.
My Social Security services expand once you start collecting benefits. Among other things, you can use your account to get copies or request replacements of key documents, including tax forms and official verification of your benefit status report a change of address to the SSA and change bank details for direct deposit of your monthly payments.
The AARP Social Security Resource Center has a tutorial on creating a My Social Security account. The SSAs Online Services page has details on information and assistance you can access anywhere using a computer or mobile device. Many Social Security forms are available online to download and print.
Contacting Social Security By Phone
The website is a great place to start, but sometimes the information provided may not seem to address your situation or answer your particular question. So your next step might be to call. Since Social Security doesnt publish the phone numbers of most local offices, you likely have to call the main number at 1-800-772-1213. Even if you have the number of your local office, you’ll probably want to start with the SSAs automated system.
If you call, you can perform many services through the automated system, including requesting a benefit verification letter and/or statement of your benefits, inquiring about the status of a claim, applying for a replacement card, finding the address of your local office, and conducting some business related to Medicare.
If the automated system isnt enough, you can speak to a representative between the hours of 8:00 a.m. and 7:00 p.m., Monday through Friday.
The Social Security Administration provides interpreters free of charge. You can call 800-772-1213 to speak with an interpreter who speaks Arabic, Armenian, Chinese, Farsi, French, Greek, Haitian Creole, Hmong, Italian, Korean, Polish, Portuguese, Russian, Somali, Spanish, Tagalog, or Vietnamese. You can also schedule in-person appointments, during which time the Social Security Administration office will arrange for an interpreter.
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The Best Ways To Contact The Social Security Administration
Did you know that more than 2,700 rules govern your Social Security benefits? Luckily, a significant number of those rules probably dont apply to youbut how do you have a chance of interpreting all these rules on your own when there are thousands of explanations in the agencys Program Operations Manual System ?
The easy answer is to contact the Social Security Administration . Yes, we know what sort of negative connotations the idea of communicating with a government agency conjures up. Thankfully, there are three ways to contact Social Security to get info and solve issuesonline, by phone, and in person.
Getting Help By Phone
If you are unable to use online services or want to speak directly to a Social Security representative, call the SSAs national customer service number at 800-772-1213 or call your local field office. You can apply for any type of benefit by phone, including survivor benefits and SSI.
The national phone line is staffed by live agents from 8 a.m. to 7 p.m. local time on weekdays except for federal holidays. Outside those hours, you may be able to find what youre looking for using the SSAs automated phone service.
Field offices are open from 9 a.m. to 4 p.m. on weekdays. Enter your zip code into the SSAs field office locator to find the phone number for your nearest facility.
Wait times on calls to the national 800 number have fluctuated widely during the pandemic, rising sharply in the early weeks of the outbreak as field offices closed to visitors, then declining as the SSA outfitted more call center staff with tools to handle calls remotely. Hold times have spiked again in recent months as the agency implements an upgrade to the phone system, with waits averaging 32 minutes in February.
The SSA says customers may also experience busy signals or unintentional disconnects as it works through the technical issues and recommends calling when they system is typically less busy:
- Between 8 a.m. and 10 a.m.
- Between 4 p.m. and 7 p.m.
- Later in the week .
- Toward the end of the month.
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How To Get Help
While Social Security offices remain closed, most services are available through the agencys website, by telephone , or via limited in-person appointments. You can find the office closest to you with an online locator tool. More information on dealing with Social Security during the pandemic is available on its website.
If youre dealing with Social Security by phone, be cautious. The number of Social Security identity phone scams has been rising. The agency generally only contacts people who have recently applied for benefits, or to update the records of those who are receiving benefits. The agency will never call to tell you that your Social Security number has been suspended or to demand payments or ask for credit card information.
If you need to enroll in Medicare, free counseling is available from the national network of State Health Insurance Assistance Programs, known as SHIP. More information is available on its website.
The nonprofit group Medicare Rights Center runs a free national Medicare help line, which can be reached at 333-4114. The center also offers useful tips on enrolling in Medicare during the pandemic.
While The Social Security Administration Offers Many Services Online Some Require In
The Social Security Administration had its offices shuttered to the public except in limited, critical situations for two years due to the covid-19 pandemic. In April this year though field offices began to reopen for walk-in consultations but covid-19 protocols have seen long lines form outside their doors.
The agency strongly encourages people who can, that they should use the online services or call. Those that need to come to an office should make an appointment to avoid encountering delays or long wait times.
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Using Our Automated Telephone Services
Services for all beneficiaries
- Request a benefit verification letter
- Ask for a form SSA-1099, Social Security Benefit Statement, to request a replacement tax summary
Services for Medicare beneficiaries only
- Request a replacement Medicare Card
- Request a form SSA-1020 to apply for help with Medicare prescription drug costs
Services for people who have applied for benefits
- Ask to receive a claim status
Services everyone can use
- Find the address of your local Social Security office
- Request a form SS-5,Application for a Social Security Card, to:
- apply for an original Social Security card or a replacement card if yours was lost or stolen,
- request a name change on your card, or
- update or correct other information on your Social Security number record.
Informational Messages
You can listen to informational messages on the following subjects:
- Payment delivery dates
- Best times to call our 800 number
- Social Security Internet address and services
- Supplemental Security Income
- Non-receipt of your Social Security benefit
- Representative payee
Services for Social Security Benefits Only
- Change address and/or phone number
Contacting Social Security Online
Unlike some other government websites , the Social Security website is easy to use for those who speak English and Spanish, and it offers nearly all of the services you need. The website does also offer some information in other languages online, including Arabic, Chinese, Farsi, French, Greek, Italian, Korean, Polish, Portuguese, Russian, and Vietnamese.
You can view a list of the online services by visiting the online services section of the website. Youll notice that you can apply for benefits, get a copy of your statement, appeal a decision by Social Security officials, and get estimates of your future benefits and Medicare services, among other things.
Just like the SSAs offices, the website has certain hours of operation during which you can conduct business. But take heart: If not 24/7, the hours are pretty extensive unless youre trying to apply for benefits between 1:00 a.m. and 5:00 a.m. Monday through Friday, before 5:00 a.m. or after 11:00 p.m. on Saturday, or before 8:00 a.m. or after 11:30 p.m. on Sunday, the operational hours probably wont affect you.
Most experts say to avoid visiting a Social Security officeanother reason why it’s a good idea to start with the online services section of the SSA’s website.
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What Is Social Security
In 1935, President Franklin Roosevelt signed the Social Security Act. This new federal legislature started the collecting of taxes in 1937. Since then, working citizens across the United States began paying into social security in order to have a form of guaranteed income once they reached retirement age.
The Social Security Act was initially meant to be a form of basic retirement for working individuals. However, in 1939, an amendment was made to the act that allowed spouses and/or children to begin receiving social security survivor benefits if a parent or spouse was deceased and qualified for social security income.
Social Security Offices Within 100 Miles
This website is not associated with the Social Security Administration or any government services and is for general information only. Although we attempt to keep the information up to date, some information may be out of date. Please contact your local Social Security Office to obtain information directly from the SSA.
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Contacting Social Security In Person
When Social Security offices are fully reopened, if you cant resolve your problem or find the information you need on the website or over the phone, you can go to one of the field offices . In some casesif you need to request a Social Security card or update certain kinds of personal informationyou may have to visit an office.
But be forewarned: It probably wont be fun. You can schedule an appointment, though it could take weeks or more than a month to get one. Just heading to the office is an option, but youll probably wait more than a couple of hours to be seen. Some offices report lines out the door.
Staffing is an issue. Due to budget cuts to the SSA, there are fewer workers for an increasing number of applicants. And dont expect them to take an in-depth look at your situation. SSA employees don’t have the training or expertise to help you maximize your benefits the way a financial planner can. If you don’t have a financial planner or other professional who can help you make the right claiming choices, there are Social Security calculators that can help. The SSA also offers a number of online tools.
Some Social Security experts advise visiting multiple field offices in order to ensure that youre getting the most out of your benefits. One worker may misinterpret the rules and deny you benefits or other privileges for which youre eligible, so seeking multiple benefit estimates can help you find the best dealkind of like shopping for a new car.
Getting Help In Person
You can apply for any type of benefit, get forms and information, and get help with Social Security issues in person at one of the more than 1,200 SSA field offices.
Social Security offices shut down in March 2020 and for most of the pandemic provided in-person service by appointment only and just for select situations involving urgent benefit issues or Social Security numbers.
While walk-in service resumed April 7, Social Security recommends scheduling your visit in advance. If you visit a field office without an appointment, the SSA says to expect long lines, especially at typically busy times, like Mondays, the day after a federal holiday and during the first week of the month.
A small number of field offices may continue to provide appointment-only service due to construction, inability to accommodate people waiting outside the office or other reasons. Check Social Security’s office closings and emergencies page for an up-to-date list.
Keep in mind
- You must complete a self-assessment for COVID-19 symptoms before entering a Social Security office and wear a mask during your visit.
- You may be asked to wait outside due to limited office space, so plan for the weather.
- If you need help with your visit because of a language barrier, disability or other issue, you may bring one adult for assistance. Otherwise, the SSA asks that you come alone .
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How To Find An Ssa Office And Make An Appointment
Throughout the pandemic, the SSA has expanded the number of services that can be completed online. Before many applicants that needed to visit a Social Security office to apply for benefits, can now apply for disability, Medicare, retirement and spousal benefits online.
Additionally, the site allows beneficiaries to check the status of your claim or appeal, request a replacement Social Security card in most states, get an instant proof of income letter, and much more.
For those that do need to visit one of their nearly 1,200 field offices they can use the Social Security online locator. You can use your zip code to find the one closest to you and get the contact number to arrange an appointment. Its advised though to check the listing of Office Closings and Emergencies to see if you should find an alternate office.
You can also schedule, reschedule or cancel an appointment by calling the national toll-free number 1-800-772-1213 Monday through Friday between 8:00 am and 7:00 pm.
Who Is Eligible For Social Security
The following people are eligible to receive social security benefits:
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