Which Disabilities Qualify For Ssdi
SSDI recipients must be diagnosed with a disability recognized by the SSA. The qualifying disabilities are listed in what is called the âBlue Book.â They include:
- Musculoskeletal problems
- Cardiovascular conditions
- Respiratory conditions
- Kidney disease
- Digestive tract disorders
- Immune System Disorders
- Skin disorders
- Hematological/blood disorders
- Neurological disorders
- Mental illnesses and disorders
These are only some of the conditions that may qualify you for SSDI. When evaluating disabilities, one of the most important factors considered by the SSA is whether your condition is âsevere.â In this context, this means that the disability significantly limits your ability to perform basic work-related tasks, such as standing, lifting, thinking clearly, walking, sitting, and/or remembering.
Another important factor is your prognosis. In order to qualify, a disability should be expected to prevent you from working for at least a year. SSDI does not cover âshort-termâ illnesses or injuries.
Re: What Is Considered Hiding Assets And/or Fraud
Quoting cd8If someone is receiving SSI who lived with someone for 30+ years but never married and the person they lived with died. All assets including home, bank accounts, vehicles, etc. were transferred to an adult child of the deceased however the SSI recipient has control of said assets, remains in the home and uses said assets at will. The sole purpose of not putting anything in the SSI recipient’s name was that it is their belief that assets or income only have to be reported to Social Security if they are in the recipient’s name only. My question is, is this fraud or simply hiding assets and should it be reported to Social Security?The SSI recipient may have received a life estate in the property . That would not be fraud, by any means. I have no idea though if a life estate would have to be reported to the SSA. The situation, for all practical purposes, is actually the same as it has always been.
Those With Hidden Disabilities Are Not Faking It
The above conditions just scratch the surface of hidden disabilities. Other examples can include:
- Heart disease
- Back injuries
Unfortunately, those with hidden disabilities often face unfair accusations. People might think they are faking their disorder or that the symptoms are all in their head. This perspective is incredibly invalidating and untrue.
If you have an invisible condition, you shouldnt have to convince everyone that you have an impairment. You are not lazy or imagining things. You also shouldnt have to downplay your condition to avoid judgment.
At John Foy & Associates, we help those with disabilities get the benefits they deserve. Contact us today if you need help with your disability application. Call or contact us online for a FREE consultation.
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Will We Prepare Together For The Hearing
The hearing is a vital part of any case, especially the ones like yours. When it comes to Social Security disability, you will have to make sure that everything goes right throughout the hearing. Of course, an experienced lawyer is already aware of this and he or she will prepare everything for the hearing.
However, to bring the case closer to your favor, it is probably better to prepare for the hearing together. Both of you should combine all of your information and evidence.
If the attorney is not interested in meeting with you to prepare for the hearing, that is probably a huge red flag. An experienced and reliable lawyer should be more than willing to tell you exactly everything about their plan. They will not try to hide anything from you. In fact, it is illegal for a lawyer to hide anything from you.
Access To Financial Institutions
During the initial claims process and later reviews of eligibility, Supplemental Security Income applicants and recipients are required to report their resources to ensure they are eligible for SSI. Our studies found that money above the resource limit held by SSI recipients is a leading cause of payment errors. As a result, we examined alternatives to the traditional SSI asset verification practices of recipient self-reporting and direct contacts with financial institutions. The Access to Financial Institutions process is an effective means of reducing errors with those aspects of SSI.
AFI is an automated process that verifies alleged bank account balances with financial institutions to identify potential excess resources in financial accounts held by SSI applicants, recipients, and deemors. In addition to verifying alleged bank accounts, AFI detects undisclosed accounts using unique search criteria called geographic searches. We conduct up to 10 geographic searches per individual for each review. We use AFI to verify financial accounts during the SSI application process, as well as when we conduct periodic redeterminations of continued eligibility, thereby detecting excess resources and deterring reoccurrence.
Gather Up The Required Documents
The documents youll need to get started can be broken down into three categories:
Info about you
- Date, place of birth and Social Security number for the applicant
- Name, Social Security number and date of birth of current and any former spouses
- Dates and places of marriage and dates of divorce or death
- Names and dates of birth of your minor children
- Bank routing transit number and account number for direct deposit of benefits
Info about your condition
- Names, addresses, phone numbers, patient ID numbers and dates of treatment for all doctors, hospitals and clinics
- Names of medicines you are taking and who prescribed them
- Names and dates of medical tests you have had and who sent you for them
Info about your livelihood
About Depression And Anxiety
Depression is a common but serious mood disorder. It causes severe symptoms that affect how you feel, think and handle daily activities such as sleeping, eating or working. Depression is one of the most common mental health disorders in the U.S. Depression is caused by genetic, biological, environmental and psychological factors. Anxiety disorders involve worries or fears that are more than temporary. For a person with an anxiety disorder, the feelings do not go away and can get worse over time. They get in the way of daily activities such as job performance, relationships and schoolwork. There are several different types of anxiety disorders. Examples include generalized anxiety disorder, panic disorder and social anxiety disorder. For more information and resources, visit the National Institute of Mental Health.
After graduating, Loris anxiety and panic attacks became too much to bear. Unable to work, she applied for Social Security Disability Insurance benefits. She began receiving benefits in the summer of 2005. Lori worked a few hours here and there at a work-at-home position with a telemarketing company. But, she wasnt able to work full-timeor so she thought.
In 2009, a friend sent her an online post about work-at-home job opportunities. The post was from an organization called Employment Options. Lori wasnt ready to reach out to them then, but later she went to Employment Options website and learned about Social Securitys Ticket to Work program.
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Choose Your Method Of Application
You can apply for disability online or over the phone by calling 1-800-772-1213.
You can also make an appointment over the phone to be seen for an in-person interview at a nearby Social Security office.
Finally, you can also just show up to an office as a walk-in. Though I wouldnt necessarily advise doing it this way, this was how my late wife and I began her application process last year when she was terminally ill with cancer.
The pros of going in person include getting all your questions answered as they pop up in your head and being able to get a projection of what your monthly disability benefit will look like if approved.
The cons include long wait times, which may be untenable depending on your level and type of disability. Based on experience, I can tell you its best to take a half-day at work, if possible, if you plan to go in person.
Meanwhile, the SSA publishes a Disability Starter Kit that can help you prepare to apply in person, online or over the phone.
Social Security Disability Faqs
Anyone who has tried navigating the Social Security Disability system can tell you that it is complicatedâto put it lightly. Though SSI and SSDI payments can be a godsend to those who need them, the system that provides them can be very difficult to navigate, with rules, regulations, and unknown factors that can confuse the average person.
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What Does My Work History Have To Do With Whether Or Not I Qualify For Ssdi
SSDI is funded by FICA payroll taxes. As such, the program requires you to have âpaid inâ a certain amount throughout the course of your working life before you became disabled. This means that most adults with no work history will not be able to qualify for SSDI .
The metrics used to calculate whether you paid enough into the system to qualify are somewhat complicated. However, to summarize, they are counted in whatâs called âwork credits.â Each year that a person works, they can earn a maximum of four work credits. The exact amount of credits a working person receives each year depends on how consistently they are employed, the sort of work they are doing, and how much money they make.
If you think you might qualify for SSDI, but have been rejected or donât know how to apply, there is help out there for you. Randy Rosenblatt and the experienced social security disability team at Disability Law NW in Lake Oswego, Oregon can guide you through the process of application or appeals from start to finish. Attorney Rosenblatt knows how to get results for his clients, and prides himself on helping people in need get the help they deserve. Call 868-4748 for a free consultation today.
For more information on SSD Reviewing Your Bank Account Throughout the North West, a FREE Initial consultation is your next best step. Get the information and legal answers you are seeking by calling today.
Social Security Secret No : The $68870 You Could Be Missing
A major change is coming to retirement in 2017.
The federal government is using an obscure clause buried in the U.S. Labor Code to rob Americans of justified profits – causing a retirement blackout.
But certain little-known investment havens are caught in the middle: 26 programs.
These programs have been the well-kept “secret” of many powerful government officials and have been used by politicians for quite some time. Ironically, they were developed by President Roosevelt’s team, which also created Social Security.
They give investors the opportunity to earn impressive monthly income on top of lump-sum payouts.
Even better, 26 programs allow people to “enroll” with one small investment stake…
Money Morning Chief Investment Strategist Keith Fitz-Gerald has been following this government scheme for years. Fitz-Gerald is a seasoned market analyst and professional trader with over 34 years of global experience – and he hates to see investors miss out on an opportunity. Even more, he hates to see the government profit at your expense.
Fitz-Gerald has developed a short presentation that will show you how to take advantage of these 26 programs right now – exclusively for Money Morning readers. .
Don’t wait, because time is running out to prepare for the aftermath…
Follow Money Morning on Twitter or .
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Does Social Security Disability Cover Hidden Disabilities
Those with hidden disabilities might hear things like, you dont even look disabled! However, an invisible condition can be just as disabling as a visible one. If your condition prevents you from working, you might be eligible for Social Security Disability Insurance .
You probably qualify for SSDI if:
- You have a medical condition that prevents you from working.
- You have paid enough into Social Security through work wages.
The Social Security Administration is strict when evaluating SSDI applications. You will need to show how your condition prevents you from working. Unfortunately, proving your condition can be more difficult if you have a hidden disability.
If you are worried about getting disability benefits, talk to an experienced lawyer. Your lawyer can advocate for your rights. They can also help you with every step of the application process.
A Partner On The Path To Work
What if I need help? What if I have a question about the work I was hired for? What if I cant keep a job? What if I have to go back on benefits? What if I cant do this?
Lori had a long list of questions and worries. But with the Ticket program, Lori had a partner to help her through the entire process.
After talking to Paula and learning more about the Ticket to Work program, it was comforting to know that I could have someone on speed dial when my brain started to make me worry more.
Lori had her first interview with Paula Vieillet, the founder and CEO of Employment Options.
Because each individuals circumstances are different, the program encourages people to begin their journey with a trained benefits counselor who can help them understand how employment will affect their disability benefits. Benefits counselors can be found at community-based organizations called Work Incentives Planning and Assistance projects, and at some ENs and State VR agencies.
Lori was grateful she didnt have to do this all on her own. Im not going to sugarcoat it: when you have anxiety, youre afraid of everything going wrong, Lori says. Having a benefits counselor by her side to help negotiate the ins and outs of managing her disability benefits while finding a job made Lori feel safe. It made her feel like she could go back to work.
For over 20 years, Employment Options has helped thousands of people with:
- Assessing skills and abilities
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Q: Ive Just Heard On The News That Social Security Disability Is Going Bankrupt Is That Why My Application Was Denied
Lets first look at the matter of bankruptcy. The Social Security Disability Insurance program gets its funding from a payroll tax on every working American. Part of the tax money comes from the workeryou can see how its been deducted from each of your paychecksand part comes from the employer. Your employer sends the tax money to the U.S. Treasury, usually making a payment every three months.
Many people believe that this money is locked away somewhere in a trust fund for Social Security recipients. Its not. Government accountants keep track of how much money comes in, of course, and how much is allocated to various categories of benefits: disability, old age, and survivors. But the actual money is just mingled with other government revenue.
The amount of tax collected depends, of course, on how the labor market is performing. In broad terms, over the last several decades the number of people working has increased, and thats boosted revenue collection. On the other hand, wages have been stagnant , and that means income-based taxes dont always keep pace with the demand for government services. The recession of 2007 to 2009 sharply hurt employment rates, and that means Social Security collections sank too.
Call us at or toll-free to schedule a FREE review of your case. We cannot promise a successful outcome to your case we can promise to put our years of experience to work for you.
Fill Out This Form When A Beneficiary Passes Away Before Receiving Benefits
For months, I couldnt understand why my late wife had been declared disabled back in March 2017, yet the SSA never awarded her disability benefits. We had gone well beyond the six-month waiting period!
So I called the SSAs main phone number in July 2018 and was told the case would be referred to someone at my local Social Security office for a closer look.
Supposedly, the office had a turnaround time of 30 business days and Id hear from them before then.
I waited for a letter to come in the mail from my local office, but it never came. So after 30 business days, I called SSA once more. But again, I couldnt make any progress.
So back to the office I went. I didnt have an appointment and so I decided to just wait in line as a walk-in. Arriving half an hour before the office opened helped me get in and out sooner than I otherwise might have if Id gone later in the day.
What I learned during visit is that theres a special form Form SSA-1724-F4 that must be filed out if the beneficiary has passed away before receiving their disability benefit. Its literally called Claim for amounts due in the case of a deceased beneficiary.
I duly filled out the form and got a stamp from the Social Security agent who took SSA-1724-FA from me. That stamp is my proof in case the SSA tries to come back with a story about why theyre delaying payment.
Social Security Secret No : You’re Being Cheated
The gap between what you pay into Social Security and what you’ll receive once you apply for benefits is growing exponentially each year – and not in your favor. It’s a scary trend we warned readers about earlier this year.
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“Lifetime payroll tax contributions will exceed the amount of Social Security benefits many of today’s workers will receive in retirement – despite the fact that today’s retirees tend to live longer,” Investment News cautioned in May of last year.
In fact, former Chairman of the Social Security Advisory Board, and author of several retirement books, Sylvester Schieber reported to Investment News in May 2015, “Many folks would be dumbfounded if they realized that the net cost of participating in Social Security for an average worker today is roughly five years of their lifetime earnings.”
In his report to Investment News, Schieber explained how much a single, male, medium-wage worker would be losing throughout the course of his career in 2014.
The results were shocking…
He would get $85,011 less than what he paid out in taxes, plus a mediocre amount of interest.
If he was married, and both partners earned medium wages, they would receive $107,051 less.
You’re being cheated, but you no longer have to be.
In this next “secret,” we show you exactly how you can beat the system…