Disabled Widows And Widowers Benefits
If you are already receiving Social Security disability benefits and your spouse or ex-spouse dies, you become eligible for the Disabled Widows and Widowers Benefits , sometimes called survivors benefits, at age 50 .
If you lose a spouse or former spouse and are caring for your disabled child who receives benefits on their Social Security record, or any child under age 16, you may qualify for survivors benefits right away, regardless of your age.
The amount of the benefit is based on the late spouses or ex-spouses work record. You also receive a one-time Widow/Widower Benefit payment of $255 if you were living with your spouse at the time of his or her death. If you are entitled to a retirement or disability benefit with a monthly payment that equals or exceeds one-half of the deceaseds monthly benefit, you cannot collect DWB.
To apply for the transfer of Social Security disability benefits as a surviving spouse, you will need to provide the Social Security Administration certain documents including a death certificate and birth certificate for your deceased spouse, Social Security numbers and recent tax returns. The attorneys at Younce, Vtipil, Baznik & Banks, P.A., can help you gather the necessary documents to qualify for Disabled Widows and Widowers benefits.
Can You Get Ssdi And Ssi At The Same Time
In some cases, a disabled worker may receive payments from both the SSD and SSI programs. Typically, they qualify for SSD, but because they made very little over a short work history, even with SSD they have the financial need that makes them eligible for SSI. Receiving both SSD and SSI is referred to as concurrent benefits.
When the Social Security Administration considers your application for SSD or SSI, it will determine whether you qualify for concurrent benefits, depending on your income and assets.
In addition to more in your monthly check, having SSI in addition to SSD makes you instantly eligible for Medicaid. An SSD recipient qualifies for Medicaid two years after they become eligible for SSD. Both SSI and SSD recipients are also eligible for Medicare, which covers fewer services, but which more doctors accept.
Determining which benefits you qualify to receive, instead of just hoping some overworked SSA claims examiner gets it right, requires a thorough understanding of the SSD and SSI programs and accompanying law. Our attorneys have that knowledge as well as the commitment required to make sure you obtain the full benefits that you are entitled to by law.
Q: What Is The Weekly Pennsylvania Workers Compensation Benefit Rate For Partial Disability
If you suffered a work-related illness or injury and are partially disabled as a result, you may be eligible for workers compensation partial disability payments. The following are the specifics of the partial disability weekly wage loss benefit calculation:
- Weekly wage loss benefits are only payable if your earnings power has been reduced due to your disability.
- There is no minimum wage loss benefit rate for a partial disability.
- Weekly wage loss benefits are calculated as two-thirds of the difference between your pre-injury average weekly wage and your current average weekly wage.
- Workers who return to a new job that offers fewer hours than the pre-injury position may still be eligible for partial workers compensation benefits to compensate them for the income losseven if the rate of pay is the same.
- Wage loss benefits for a partial disability cannot exceed the maximum wage loss benefit for a total disability.
Workers compensation law protects insurance carriers, often at the expense of injured workers. For those partially disabled, but still able to work, partial disability payments may continue for a maximum of 500 weeks. After that time, wage loss benefits stop.
For some illnesses and injuries, 500 weeks is plenty of time to recover and get back to doing your old job. In other cases, Pennsylvania workers are unfairly reclassified as partially disabled due to an impairment rating examination or a labor market survey.
What Are Social Security Disability Benefits
Social Security disability benefits come from payroll deductions required by the Federal Insurance Contributions Act to cover the cost of Social Security benefits such as retirement, as well as spousal and survivor benefits. Some of this funding goes into the Disability Insurance Trust Fund and pays for disability benefits.
According to the Social Security website, to qualify for Social Security disability benefits, you must have worked a certain length of time in jobs covered by Social Security. Generally, you need 40 credits, 20 of which were earned in the last 10 years, ending with the year when you became disabled. You must also have a medical condition that meets Social Securitys definition of disability.
Social Security Disability Insurance should not be confused with Supplemental Security Income , which pays benefits to those who have financial needs regardless of their work history. Although these two names sound similar, the qualifications to get the payments and what you might receive are very different.
What Do You Need To Know About Temporary Disability In Pa
Temporary Disability Pennsylvania law requires employers to purchase Workers Compensation on behalf of employees, which provides temporary disability benefits for occupational accidents and sicknesses. The State Workers Insurance Fund oversees this mandatory coverage, which does far more than cover temporary income losses.
When Does Your First Payment Arrive After Your Ssdi Claims Approved
The SSA takes 3-5 months to review every SSDI application for Pennsylvania disability benefits. Theres also a mandatory five-month waiting period for SSDI claimants before they can get their first payment. Unfortunately, 2 in every 5 Pennsylvania disability applicants get denied SSDI for basic paperwork mistakes. However, having a lawyer file your application doubles your chances for approval the first time you apply. Pennsylvania disability applications take 361 days, on average, to process. Thats almost a year! A Social Security lawyer can ensure your applications error-free and gather all the evidence youll need to prove your claim. Plus, these lawyers work on contingency, so they wont take you as a client unless they think youll win. Legally, they cannot charge you anything for claim help until after youre approved for Pennsylvania disability benefits.
Who Is Eligible For Social Security Disability Insurance
To qualify forSocial Security Disability Insurance benefits, you must meet certain requirements. Notably, these benefits are only available to individuals who have a qualifying disability and who have earned enough work credits, as outlined by Social Security law.
To be eligible for benefits under the Social Security Disability Insurance program, you must:
- Meet the Social Security Administration’s definition of disabled
- Have physical or mental health impairments severe enough to keep you from working any regular, paying job for at least 12 monthsor have impairments that are expected to result in death
- Have a work history long enough to have paid into the Social Security Disability system
If your work history is not long enough to make you eligible to receive SSDI benefits, you may qualify for Supplemental Security Income . SSI provides monthly payments to people who are disabled, do not have adequate work history, and have little or no income and resources.
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What Is The Difference Between Social Security Disability Insurance & Supplemental Security Income
Often used interchangeably, SSDI and SSI actually refer to two completely different government programs. The key difference between the two programs is that SSDI eligibility is dependent on the amount contributed to the Social Security Fund over the course of an individual’s employment history, while SSI has nothing to do with the Fund and is specifically reserved for low-income individuals. In other words, you can qualify for SSI benefits even if you have never worked.
To qualify for SSI, you must be at least 65 years old, blind, or disabled. You must also possess less than $2,000 in assets and have a very low or no income.
A Pennsylvania Social Security lawyer from our firm can review your case to see if you meet the eligibility requirements for either SSDI or SSI. We invite you to reach out to our team today to set up afree initial consultation with one of our attorneys.
How To Get Short Term Disability Benefits In Pa
Helping each other make better choices. Pennsylvania short term disability benefits may be awarded to incapacitated or sick employees who cannot work, yet expect their ailments to last less than one year. Short-term disability insurance can also be purchased through an insurance company if an employer does not cover short term disability benefits.
If Your Injury Is Going To Require Long
Injuries that will prevent work for an extended period will qualify for Social Security Disability benefits.
In order to qualify for disability benefits in Pennsylvania, you must be able to meet specific criteria as determined by the Social Security Administration . That criteria includes:
- Having a verifiable medical condition that is expected to last longer than twelve months
- If you sustained an injury at work, the condition must meet Workers Compensation eligibility criteria
- You must have enough work credits accumulated to qualify for benefits.
The Social Security Administrations method of determining eligibility changes frequently as new illnesses are discovered. With millions of Pennsylvanians submitting applications for benefits annually, the SSA is notorious for denying first-time applicants with legitimate illnesses one may believe benefits are more difficult to acquire today than in years past.
Those suffering from chronic pain may find maintaining, or securing, gainful employment is difficult at best. Before submitting your application, there are many stipulations regarding chronic pain and your Social Security application that you should understand.
North Carolina Social Security Disability Vs Supplemental Security Income Programs
Social Security Disability and Supplemental Security Income are two separate programs with different eligibility criteria that serve two populations.
Social Security Disability Insurance provides payments to workers who have become disabled to such an extent they can no longer maintain gainful employment and earn income to support themselves. To qualify for SSD benefits, you have to have worked and paid into the program during five of the 10 years prior to becoming disabled. The amount of your benefit is based in part on your earnings.
Supplemental Security Income provides financial assistance to individuals who have very few financial assets and whose disability makes it impossible to work for a living. In most cases, SSI recipients have been disabled since birth or became seriously ill as children and have never been able to work. The program also serves disabled adults who never worked or did not work long enough to earn the work credits necessary to qualify for SSD. An additional segment of the SSI program serves people with financial need who are over age 65, or who are blind.
More people who receive disability benefits do so through the SSD program. Recipients of SSD payments are not yet 65 years old and have worked long enough to earn work credits that help determine the amount of their benefit.
Pennsylvania Social Security Lawyers Offering Free Consultations
If you or a loved one is suffering from a disability, talk to our disability lawyers today about what SSDI benefits you might be entitled to. The disability lawyers at Young, Marr, and Associates offer free consultations on Social Security Disability cases. If you are in Pennsylvania, call us today at 701-6519, and in New Jersey, call 755-3115. Our attorneys are available to schedule a free consultation to discuss your disability benefits.
DISABILITY RESOURCE CENTER
What Are The Pros And Cons
Pros You can take charge of protecting your home and family by insuring your income. Perhaps 40% of the working population will become partly or completely disabled for a period of time during their career. Individuals can select appropriate elimination and benefit periods to suit their needs and budget. Riders are available that allow for guaranteed right to apply for higher benefits as income increases over the years.
Cons Underwriting for individuals can result in an increase in the anticipated premium, exclusion of coverage for specific conditions, and/or the benefit amount can be reduced.
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How To Get Short Term Disability In Pennsylvania
Obtain employer-paid short term disability coverage by working for a company that employs upwards of 50 employees. You will also have had to work at the company for at least 12 months and for at least 1,250 hours. You must not be considered a key employee under Pennsylvania Short Term Disability law.
Social Security Disability Benefits Payments In Pennsylvania
To qualify for SSDI benefits, you must be a disabled worker who paid into the Social Security Disability program through your FICA taxes. Additionally, you must be under 65 and have earned a sufficient number of work credits.
Your monthly SSDI benefits payments will be based on your previous earnings. This means that each recipient might receive a different amount. Nonetheless, the SSA applies a cost-of-living adjustment to your monthly payments. In 2021, monthly payments will increase by 1.3%. The COLA increase is reflected in the first monthly payment of the new year.
The estimated average a Pennsylvanian will receive under SSDI is approximately $1,259 a month. Remember, these payments are based on the recipients lifetime earnings and not on their household income or the severity of their disability. If you have a copy of your annual Social Security statement, you could determine what you will likely receive under the Estimated Benefits section. Typically, a disabled worker will receive approximately 150-180% of the disabled workers benefit. If you have any concerns regarding your benefits, contact our Pennsylvania Social Security Disability lawyers.
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Who Can Apply For Pennsylvania Disability Under The Ssdi Program
Heres how to tell if youre eligible to apply for Pennsylvania disability benefits under this federal program:
Answering yes to every question above makes you more likely to qualify for the SSDI programs Pennsylvania disability benefits. If you said no to anything, skip directly to the Supplemental Security Income section now.
Pennsylvania Social Security Disability
In the State of Pennsylvania, there are approximately 374,000 individuals receiving monthly disability benefit payments from the Social Security Administration. To qualify in PA for Social Security disability benefits, you must meet the SSA’s disability requirements along with meeting the work or income limits set by the SSA.
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Can A Person Be Fired While On Leave For Disability
First, it depends whether you are taking leave under the FMLA or similar state leave law, taking other unpaid leave, or collecting workers compensation temporary disability benefits. Whether or not you are collecting short-term or long-term disability insurance benefits doesnt matter LTD policies offer no protection for your job.
Social Security Disability Thresholds
Disabled Worker, Spouse and One or More Children: $2,195
All Disabled Workers: $1,261
Disabled Worker, Spouse and One or More Children: $2,224
All Disabled Workers: $1,277
How can you increase your social security disability benefits or how can you receive the maximum social security disability benefits?
Unfortunately, since the formula is largely based on your work history, there are not many ways to increase the amount you can receive for social security disability payments or benefits.
However, it is crucial to take immediate steps as soon as you become disabled and are no longer able to work. Your condition must last for at least a year, is expected to last for at least a year, or will end in death. You can ask an SSDI lawyer or representative for assistance or receive a free evaluation to determine the amount you may be eligible for. Further, you can ask your doctor to help you fill out some of the forms required to prove your disability. You must be specific when filling out this information, reporting your diagnosis, and how the disability affects your everyday life and inability to work.
In addition to social security disability benefit payments, you can also receive other forms of disability benefits, such as SSI, food stamps, affordable housing programs, or other forms of assistance.
The Benefit Eligibility Screening Tool is also a great resource that you can use to find the right social security benefits for you.
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How Much Money Can You Get On Disability In Pennsylvania
The amount of Social Security Disability benefits you could receive depends on the program. There are two separate programs administered by the Social Security Administration : Social Security Disability Insurance and Supplemental Security Insurance .
SSDI is designed for people who have paid into the Social Security Fund through their payroll or self-employment taxes. What you will receive if you qualify for SSDI will be based on the amount of income you earned and the length of your employment. SSI is needs-based and will be calculated according to your income, assets, and resources.
Receiving any Social Security Disability benefits is not guaranteed. The application process is challenging and many initial applications are denied. To increase the likelihood of receiving monthly benefits, you should engage our experienced Philadelphia Social Security Disability benefits attorneys. To schedule, a free appointment at Young, Marr & Associates, call 515-2954.
Pennsylvania Reconsideration Approval Over Time
|Reconsideration Approval Rate|
As the table and the below chart indicate, Pennsylvania has started to fall below the national average when it comes to approvals at the Hearing level. In 2020, Pennsylvania ranked 29th in the nation for highest percentage of approvals at Hearings. However, as youll see below, all individual hearing offices in Pennsylvania are not the same each office has its own approval rates, and almost as importantly, waiting times. Which hearing office your case is assigned to in Pennsylvania may have a significant bearing on your chances for approval.
Also worthy of note is the fact that past performance is only one indicator of likely outcomes as new data comes in, you might see that a states performance compared to the national average has either improved or weakened.