Supplemental Security Income : How To Apply Qualify & Payment Amounts
Anyone who hasnt worked in the right jobs or enough years may qualify for Wisconsin disability through the SSI program. The federal SSI programs designed to provide monthly assistance to the poorest blind, disabled and older Americans. Youll need very low income and almost no assets to qualify for Wisconsin disability through the SSI program. Below, well explain how the SSI program screens Wisconsin disability applicants, benefit amounts and more.
The Ssi Programs Max Monthly Payment Is $841/person $1261/couple
Luckily, any year theres an annual Cost-of-Living-Adjustment increase, it also applies to SSI beneficiaries. Once the SSI program approves you for Wisconsin disability benefits, youll need to re-confirm your status every few years. Much like the SSDI program, youll get a letter in the mail asking for a status update. Just fill that out and return it on time if your symptoms stay the same. Once you turn 65, youll get to keep your SSI benefits based on age alone. That means youll never have to fill out another disability update report to keep your payments! However, you must still meet the SSI programs financial requirements.
What The Application Process Is Like
Nowadays, it is possible to apply for SSDI or SSI in several ways. You can apply online, by telephone or at the local SSA office. Regardless of what method you choose, the number of rejections for these sorts of claims are high. For this reason, we suggest speaking to us before taking any action.
Our lawyers and staff will help you:
- Prepare your application
- Organize your medical records and other information
- Review your entire application to make certain it is complete and accurate
- File your application in a timely manner
Our attorneys can discuss the application process with you and provide you with all of your legal options. While there is a chance that the SSA will reject your application, there are also grounds for reconsideration and appeal. In the event of a rejection, we will explore with you the possibilities for overturning the original determination.
Don’t Miss: Collecting Disability In Nj
Who Qualifies For Ssdi
- People who have worked for a number of years and had enough money taken out of their paychecks for Social Security
- Self-employed people who paid self-employment taxes
- You must meet Social Securitys very strict definition of disability to qualify for SSDI.
- Having a low income or financial needs do not affect whether you can get SSDI.
If you get turned down for SSDI, reapply, and appeal if necessary. Many cases end up being approved after an appeal. The amount you get from SSDI will be based on how long you worked, and how much Social Security tax was taken from your pay. Once you apply for SSDI, the disability clock starts running.
If your disability application is approved, you will usually receive your first benefit payment six months after the date the Social Security Administration finds that your disability began. You will also become eligible for Medicare after you’ve received SSDI benefits for 2 years.
If you qualify and start getting SSDI, your spouse and any eligible children can also apply for SSDI. If you find you dont qualify for SSDI, but you are disabled and have limited income and resources, look into Supplemental Security Income . This program also can pay benefits to the disabled, but is based on your income and need.
Social Security Disability Insurance : How To Apply Qualify & Payment Amounts
If you work for an employer that deducts FICA taxes from every paycheck, youre likely covered under the SSDI program. Thats because SSDIs technically a federal disability insurance program designed to protect working-age Americans. Anyone whos worked at least 5 in the last 10 years full-time and paid Social Security taxes may qualify. Keep reading to learn about getting Wisconsin disability benefits through the SSDI program.
Recommended Reading: Ssi Benefits In Michigan
May An Employer Ask About A Disability
Inquiries about a person’s disability, health or worker’s compensation history is unlawful if they imply or express a limitation based on disability. Under the federal Americans with Disabilities Act , any inquiry at the pre-employment stage, which would likely require an applicant to disclose a disability, is unlawful. Employers are advised to avoid such inquiries or medical examinations before making a bona fide job offer.
However, an employer may inquire about an applicant’s ability to perform essential job functions and, within certain limits, may conduct tests of all applicants to determine if they can perform such functions, with or without an accommodation.
If You’re Denied Benefits After Your Disability Hearing
If the disability judge rules against you and you receive another denial, there are two more steps in the appeals process. First, you can ask the SSA’s Appeals Council to review your claim. If that’s unsuccessful, you can file a case in federal court. However, relatively few Wisconsin disability claims are approved at these last two levels.
Read Also: Change Va Direct Deposit
Ssi Claimants Younger Than Age 65 Must Be Blind Or Disabled To Qualify
Only blind or disabled SSI applicants can qualify for Wisconsin disability before they turn 65 years old. Both SSI and SSDI programs use the same medical eligibility requirements. So, youll need to see a DDS doctor to confirm you meet the SSAs definition of disabled. If youre 65 or older when you apply, the SSI program waives that DDS exam. Instead, your age alone meets the SSI programs medical criteria for Wisconsin disability benefits.
Must An Employer Hire A Qualified Person With A Disability Over Other Qualified Applicants Without A Disability
An employer is not required to hire a qualified applicant with a disability over other qualified applicants. However, an employer may not refuse to hire a person with a disability because of the disability or because a reasonable accommodation is required to make it possible for the person to perform essential job functions.
Also Check: How To Apply For Disability In Tx
How Can I Find Out More About Ssdi
- Visit www.ssa.gov online choose disability
- Visit ssabest.benefits.gov to learn about Social Security benefits you might be eligible for including SSDI
- Go to your nearest Social Security office
You can find out how much you would get from SSDI by looking at your Social Security statement. The statement shows your work history and an estimate of what your benefits would be at this time. To get a Social Security statement:
- Request a statement online through Social Securitys website at www.ssa.gov. Click on My Social Security on the left side of the page.
Note that SSDI is different from SSI . SSI is for people with disabilities or who are at least 65 years old and who have limited income and resources. See our information on Supplemental Security Income .
Options For Applying For Social Security Disability Benefits
Before applying for benefits, it is a good idea to consult with an attorney for advice regarding your eligibility. Once you are confident that you qualify for Social Security Disability Insurance , Supplemental Security Income , or both, you have a few different options for starting the application process.
If you are applying for SSDI benefits, the most convenient option is usually to complete the application online through the SSA website. If you prefer to speak to a representative while completing your application, you can choose to do so over the phone by calling 800-772-1213, or 800-325-0778 for the hearing-impaired, or you can schedule an appointment to complete the application in person at the Social Security office closest to you. However, you should keep in mind that in-person appointments may be limited during the COVID-19 pandemic.
If you are applying for SSI in addition to SSDI, you may also be able to complete your application entirely online if you meet certain criteria related to your age, marital status, and citizenship. If you do not meet these criteria, or if you are applying for SSI separately or for a child, you can complete some application forms online, but you will need to finish your application by speaking to a representative over the phone or in person.
Don’t Miss: Edd De2525xx
Does Ptsd Qualify For Disability In Wisconsin
Take Your Life Back after a Trauma
When youve been through a severely traumatic experiencewhether it was an accident, natural disaster, violent crime or anything of the likeno one truly knows how you feel.
Sure, some people may be able to compare. But no one went through exactly what you went through.
On the other hand, if youre experiencing stress, fear, flashbacks or nightmares thanks to your trauma, you arent alone. You could have Post-Traumatic Stress Disorder .
According to the U.S. Department of Veterans Affairs, about 8 million Americans suffer from PTSD each year. No matter what anyone tells you, its serious.
For many, PTSD makes working impossible.
When you cant work, you struggle to pay your bills. The last thing you need is financial stress added to what youre already dealing with.
Its why you need Social Security Disability benefits. The monthly checks can be a financial lifesaver for people in your situation.
It can be tough to win benefits, unfortunately. You need an experienced disability attorney on your side.
The compassionate lawyers at the Becker Law Office know youre going through a tough time.
If youre in Madison, Wausau or anywhere in Wisconsin, we can help make your case as strong as possible so you can get the benefits you need.
How Does The Law Apply To Alcoholism And Drug Addiction
Alcoholism and drug addictions are disabilities under state law and a person may not be discriminated against for either reason. Under the ADA, a “current” user of illegal drugs is not protected although one who is recovering or who is in a supervised drug rehabilitation program is covered under both state and federal laws.
Employers may require employees who use alcohol or have abused drugs to meet the same standards of performance and conduct set for other employees and may prohibit the use of illegal drugs and alcohol in the workplace.
Also Check: Michigan Disability Benefits
How Your Ssdi Payments Are Calculated
The severity of your disability will not affect the amount of SSDI benefits you receive. The Social Security Administration will determine your payment based on your lifetime average earnings before you became disabled. Your benefit amount will be calculated using your covered earnings. These are your earnings at jobs where your employer took money out of your wages for Social Security or FICA.
Your SSDI monthly benefit will be based on your average covered earnings over a period of time, which is referred to as your average indexed monthly earnings . The SSA uses these amounts in a formula to determine your primary insurance amount . This is the basic amount used to establish your benefit.
SSDI payments range on average between $800 and $1,800 per month. The maximum benefit you could receive in 2020 is $3,011 per month. The SSA has an online benefits calculator that you can use to obtain an estimate of your monthly benefits.
Other Ways You Can Apply
Apply With Your Local Office
You can do most of your business with Social Security online. If you cannot use these online services, your local Social Security office can help you apply. Although our offices are closed to the public, employees from those offices are assisting people by telephone. You can find the phone number for your local office by using our Office Locator and looking under Social Security Office Information. The toll-free Office number is your local office.
Apply By Phone
If You Do Not Live in the U.S. Or One of Its Territories
Contact the if you live outside the U.S. or a U.S. territory and wish to apply for retirement benefits.
Mailing Your Documents
If you mail any documents to us, you must include the Social Security number so that we can match them with the correct application. Do not write anything on the original documents. Please write the Social Security number on a separate sheet of paper and include it in the mailing envelope along with the documents.
Also Check: De2525xx Supplementary Certification
Helping You Obtain Your Disability Benefits
In Wisconsin, you can apply for Social Security Disability benefits or Supplemental Security Income regarding a large variety of medical conditions. However, the medical condition must be one that prevents you from expecting to be able to work for 12 months. The condition must also prevent you from participating in any work activity identified as substantially gainful. If such a physical or mental disability prevents you from being able to work, you should immediately apply for your disability benefits. As the process can be complex, its important to have an attorney on your side who can assist and advise you through the entire process.
The attorneys at Midwest Disability, P.A., have more than 50 years of combined experience helping disabled individuals qualify for disability. We provide a caring approach and will provide your matter a great deal of personal attention. As we understand that every situation is different, we will listen to your concerns and implement a strategy best designed to get you the benefits that you need.
Helping You Through The Entire Process
Do not go through this process alone. To discuss your disability claim in great detail during a free case evaluation process, contact our office by calling . We handle disability claims on a contingency basis. This means we do not charge you a fee unless we successfully obtain benefits for you.
~ Get Your FREE ~
Recommended Reading: Food Allergy Disability
Wisconsin Disability Benefits: You Have 3 Ways To Apply
You may qualify for monthly cash benefits from one of three different Wisconsin disability programs. The first two are federal disability programs that the Social Security Administration manages. The last ones a state-run program for public employees, which includes local government workers as well as teachers.
Here are all three programs that offer Wisconsin disability benefits:
For the first two programs, Wisconsin disability applicants can check one box on the claim form to apply for both. You can only qualify for SSDI or SSI benefits, not both at the same time. However, the SSA will review your eligibility for SSDI as well as SSI benefits. They do this to ensure youll get the most money possible once the SSA determines that youre eligible. The third Wisconsin disability benefits programs only available to teachers and public employees.
Supplemental Security Income Application Process And Applicants’ Rights
CHECK IF YOU ARE ELIGIBLE FOR SSI AND HOW TO APPLY
We strongly recommend you check the eligibility requirements for SSI before you start your application or contact us to make an appointment. If you are unsure you may qualify after reading these requirements, call us at 1-800-772-1213 .
You can apply for SSI benefits by:
Visiting our Apply Online for Disability Benefits website to start the disability application process online. You may be eligible to apply for SSI through the online disability application.
Having someone else call and make the appointment for you or assist you with your application for SSI. For more information, see our chapter on HOW SOMEONE CAN HELP YOU WITH YOUR SSI or
WHEN TO APPLY
Apply as soon as possible so that you do not lose benefits. We cannot pay benefits for time periods earlier than the effective date of your application.
If you call us to make an appointment to apply and you file an application within 60 days, we may use the date of your call as your application filing date.
If you are in a public institution but you will be leaving within a few months, you may not be eligible for SSI until you leave. You may, however, be able to apply before you leave so that SSI benefits can begin quickly after you leave. Check with the institution and contact us about filing an application under the “prerelease procedure.”
Recommended Reading: How To Go From 70 To 100 Va Disability
Understand The Eligibility Criteria
Different types of disability benefits have different eligibility criteria, and before you start applying, you should be sure that you are well-informed as to whether you are eligible and which benefits you are eligible for. Jonathan will thoroughly review your case and advise you based on his knowledge and experience.
Both SSDI and SSI benefits require that you have a qualifying disability that prevents you from performing substantial gainful activity for at least 12 months. Certain conditions are specifically recognized by the SSA, while others require that you demonstrate their severity and impact on your work abilities. The two programs differ in that SSDI requires you to have contributed to Social Security throughout your past employment, while SSI requires that you have a financial need due to low income and resources.
Apply For Benefits Online
You should apply for disability benefits as soon as you become disabled. Follow these easy steps to apply online for disability:
- To start your application, go to our Apply for Benefits page, and read and agree to the Terms of Service. Click Next.
- On that page, review the Getting Ready section to make sure you have the information you need to apply.
- Select Start A New Application.
- We will ask a few questions about who is filling out the application.
- You will then sign into your mySocial Security account, or you will be prompted to create one.
- Complete the application.
You can use the online application to apply for disability benefits if you:
- Are age 18 or older.
- Are not currently receiving benefits on your own Social Security record.
- Are unable to work because of a medical condition that is expected to last at least 12 months or result in death and
- Have not been denied for disability in the last 60 days.
Note: If your application was recently denied, our application is a starting point to request a review of the determination we made.
You may be able to file online for SSI at the same time that you file for SSDI benefits. Once you complete the online process above, a Social Security representative will contact you if we need additional information.
Also Check: Ssdi California Payment Amount